Pointshogger

"Get the best return possible for every $ you spend."

Top Hybrid Credit Cards

Below are the top hybrid credit cards in Canada (sorted by annual fees):

 


American Express Green Card

American Express Green Card

  • No annual fee
  • Earn 12,500 sign up bonus points after spending $1,200 in the first 3 months
  • Earn 1 point for every $1 spent on all purchases
  • Apply-Now


American Express Cobalt Card

American Express Cobalt Card

  • $12.99 monthly fee
  • No annual fee for a supplementary cardholder (maximum of 9)
  • Earn 30,000 points sign up bonus (earn 2,500 monthly bonus points after spending $500 in the first 12 months, for a total of 30,000)
  • Earn 5 points for every $1 spent on restaurant and food delivery purchases
  • Earn 3 points for every $1 spent on Canadian streaming subscription purchases
  • Earn 2 points for every $1 spent on travel and transit purchases
  • Earn 1 point for every $1 on all other purchases
  • Apply-Now


CIBC Aventura Infinite Visa

CIBC Aventura Infinite Visa

  • $139 annual fee (first year fee waived)
  • $50 annual fee for a supplementary cardholder (maximum of 3 cards)
  • Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 1,250 points after spending $1,000 monthly in the first 12 months up to 15,000 points)
  • Earn 3 points at select CIBC bonus rewards Establishments
  • Earn 2 points on purchases made with the CIBC Aventura Rewards Centre
  • Earn 1.5 point for every $1 spent on gas, groceries and drug stores
  • Earn 1 point for every $1 on all other purchases
  • Receive 4 complimentary Priority Pass lounge passes per membership year
  • Rebate of $50 on NEXUS application once every 4 years
  • Apply-Now


HSBC World Elite MasterCard

HSBC World Elite MasterCard

  • $149 annual fee (first year fee waived for applying before October 31, 2022; except Quebec)
  • $50 annual fee for a supplementary cardholder
  • Earn 110,000 sign up bonus points (Quebec only) (earn 20,000 after the first purchase, earn 70,000 bonus points for keeping the account open for 180 days and earn 20,000 anniversary bonus points) (apply before October 31, 2022)
  • Earn 80,000 sign up bonus points (rest of Canada) (earn 20,000 after the first purchase, earn 60,000 bonus points after spending $6,000 in the first 180 days, earn 10,000 bonus points for adding an authorised user and earn 20,000 anniversary bonus points) (apply before October 31, 2022)
  • Earn 6 HSBC points for every $1 spent on travel purchases
  • Earn 3 HSBC points for every $1 spent on all other purchases
  • Receive $100 annual travel enhancement credit
  • Receive a Boingo membership
  • No foreign transaction fees
  • Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management
  • Apply-Now


RBC Avion Infinite Privilege Visa

RBC Avion Infinite Privilege Visa

  • $399 annual fee
  • $99 annual fee for a supplementary cardholder
  • Earn 35,000 sign up bonus points (if you apply before May 15, 2022)
  • Earn 1.25 point for every $1 spent on all purchases
  • Receive 6 complimentary Priority Pass lounge passes per membership year
  • Have at least $200,000 in personal or household annual income
  • Apply-Now


Follow us on Social Media and keep up-to-date on our latest posts!

About Us

Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
  • @pointshogger

    Contact Us

    Send
    BoardingArea

    Subscribe To Our Newsletter

    Join our mailing list to receive the latest news and updates from our team.

    You have Successfully Subscribed!

    %d bloggers like this: