Top Cash Back Credit Card Offers for July 2020
This list has really trimmed down over the past few months, even though the remaining offers are somewhat competitive. Keep in mind that this monthly list includes temporary offers. We have an ongoing list of all offers in the Top Cash Back Credit Cards page.
Top no annual fee cash back credit card offers for July 2020
I’ve listed the offers based on expiry dates.
TD Cash Back Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before September 8, 2020)
- $50 annual fee for supplementary cardholders
- Earn 10% cash back on all purchases (for the first 3 months, up to $2,000 in spending) (if you apply before September 8, 2020)
- Earn 3% cash back on gas, grocery and recurring bill payments thereafter (on first $15,000 in annual spending per category, including the 3 month bonus promotion)
- Earn 1% cash back on all other purchases
- Have at least $60,000 in personal annual income or $100,000 in annual household income
BMO CashBack World Elite MasterCard
- $120 annual fee (waived the first year if you apply before October 31, 2020)
- Earn 10% cash back on all purchases (for the first 3 months, up to $2,000 in spending or $200 in cash back) (if you apply before October 31, 2020)
- Earn 1.5% cash back on all purchases
- Receive cash back: (1) direct deposit into a BMO chequing, savings or InvestorLine account; or (2) a statement credit
- Redeem: (1) annually; (2) when a recurring amount has accumulated a minimum of $50 and in increments of $10; or (3) a one-time lump sum with a minimum of $50 and in increments of $10
BMO CashBack MasterCard
- No annual fee
- Earn 5% cash back on all purchases (for the first 4 months, up to $2,000 in spending or $100 in cash back) (if you apply before October 31, 2020)
- Earn 1% cash back on all other purchases
- Receive cash back: (1) direct deposit into a BMO chequing, savings or InvestorLine account; or (2) a statement credit
- Redeem: (1) annually; (2) when a recurring amount has accumulated a minimum of $50 and in increments of $10; or (3) a one-time lump sum with a minimum of $50 and in increments of $10
Laurentian Bank Visa Dollars
- $65 annual fee (first year fee waived if you apply before October 31, 2020)
- No annual fee for a supplementary cardholder
- Earn 6% cash back on gas and grocery purchases (within the 3 months, up to $2,000 in spending) (if you apply before October 31, 2020)
- Earn 3% cash back on pre-authorized debits
- Earn 2% cash back on gas and grocery
- Earn 1% cash back on all other purchases
Also, note that we also have two other top monthly lists ongoing:
Please let us know if you would like to see other types of monthly lists as or if we missed any credit cards in the comment section below!