How Much are Points Worth?

Last updated August 18, 2025

I have been asked many times how much points are worth. There is no exact amount because it depends on how you use your points. The strategy is to get as much value as possible. The above list is a rough approximation of ideally how much value you want to extract from the points you earned. It will take a little bit of research to leverage your points to increase the value you are redeeming them for.

For example, redeem airline miles for first and business class flights generally increase the value of your points more. However, the question you have to ask yourself is whether you would have paid for that business or first class ticket out of pocket to being with? Another example is that during special promotions, you can potentially earn more value that the standard that you see published on their Apps/websites.

Aim for at least the following values when redeeming for rewards.

Airlines

Below are airlines that Canadians can earn miles / points with more easily.

• Air Canada Aeroplan: at least 2 cents per point
• Air France: at least 2 cents per point
• Alaska Airlines Mileage Plan: at least 2 cents per point
• American Airlines AAdvantage: at least 1.8 cent per point
• British Airways Avios: at least 2 cents per point
• Cathay Pacific Asia Miles: at least 1.5 cent per point
• Delta Air Lines SkyMiles: at least 1.5 cent per point
• Porter Airlines VIPorter: at least 1.5 cent per point
• United Airlines MileagePlus: at least 1.5 cent per point
• WestJet Rewards: at least 1 cent per point

Hotels

• Best Western Rewards: at least 0.8 cent per point
• Hilton HHonors: at least 0.7 cent per point
• IHG One Rewards: at least 0.5 cent per point
• Marriott Bonvoy: at least 0.8 cent per point
• World of Hyatt: at least 2 cents per point

Other

• Air Miles: at least 11 cents per point
• American Express Membership Rewards: at least 2 cents per point
• BMO Rewards: at least 0.666 cent per point
• CIBC Aventura: at least 1 cent per point
• MBNA Rewards: at least 1 cent per point
• National Bank Rewards: at least 1 cent per point
• PC Optimum: at least 0.1 cent per point
• Petro Points: up to 0.09 cent per point
• Plum Points: up to 0.28 cent per point
• RBC Avion: at least 2 cents per point
• Scene+: at least 1 cent per point
• TD Rewards: at least 0.5 cent per point
• VIA Preference: up to 6 cents per point