Top Credit Card Higher than Normal Sign Up Bonuses for October 2018

Quite a few cards promotions are expiring at the end of the month. I suspect some may get extended, but if you do not want to take a chance, now would be the time to take advantage of those offers. I expect to see a lot of changes come November. Will check back with you again next month with the new list.

For today, I am listing the credit cards that are offering a higher than normal sign up bonus. I ranked the credit cards by the price of the annual fees (lowest to highest):

• BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before October 31, 2018). Normally 200 sign up bonus.

• BMO Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before October 31, 2018). Normally 200 sign up bonus.

• BMO Rewards MasterCard – no annual fee, earn 20,000 sign up bonus points (if you sign up before October 31, 2019). Earn 10,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 months. Normally 10,000 sign up bonus.

• Scotiabank More Rewards Visa Card – no annual fee, earn 15,000 sign up bonus More Reward points after making the first purchase within 90 days (if you apply before October 31, 2018). Normally 5,000 sign up bonus.

• BMO Air Miles World Elite MasterCard – $120 annual fee (first year fee waived if you apply before March 31, 2019), earn 3,000 sign up bonus Air Miles (if you apply before March 31, 2019). Earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months. Normally, 2,000 sign up bonus.

• CIBC Aventura Visa Card for Business – $120 annual fee (first year fee waived if you apply before October 31, 2018); earn 30,000 sign up bonus points (if you apply before October 31, 2018). Earn 20,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 monthly cycles. Normally 20,000 points.

• TD First Class Travel Visa Infinite Card – $120 annual fee; earn 50,000 sign up bonus points (if you apply before December 3, 2018). Earn 20,000 after the first purchase and another 30,000 after spending $1,000 in the first 3 monthly cycles. Normally 20,000 points.

• Scotiabank Platinum American Express Card – $399 annual fee, $99 annual fee for an authorized user and earn 30,000 sign up bonus points after making a purchase in the first 2 months (if you apply before October 31, 2018). Uncertain what their normal offer is as they have extended this offer for years.

• CIBC Aerogold Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 50,000 sign up bonus Aeroplan miles (if you apply before October 31, 2018). Earn 25,000 Aeroplan miles after the first purchase and earn additional 25,000 Aeroplan miles after spending $1,000 after the first 3 months. Normally 25,000 sign up bonus.

Note that we also have two other types of monthly lists going on:

• Top Cash Back Credit Card Offers
• Best Current First Year Fee Waived Cards

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!