Pointshogger

"Get the best return possible for every $ you spend."

Top Student Credit Cards

Below are the top student credit cards in Canada (sorted alphabetically):


BMO Cashback MasterCard

BMO CashBack MasterCard

  • No annual fee
  • Earn 5% cash back on all purchases (for the first 4 months, up to $2,500 in spending or $125 in cash back) (apply before July 31, 2023)
  • Earn 3% cash back on grocery purchases (up to $500 in spending per monthly cycle)
  • Earn 1% cash back on recurring bill payments
  • Earn 0.5% cash back on all other purchases
  • Apply-Now


CIBC Dividend Visa for Students

CIBC Dividend Visa for Students

  • No annual fee
  • No Credit History Required
  • Earn $30 cash back on the first purchases within the first 4 months
  • Earn 2% cash back for every $1 spent on grocery purchases
  • Earn 0.5% cash back on the first $6,000 (annually) worth of purchases that are not groceries
  • Earn 1% cash back on all purchases in excess of the first $6,000
  • Receive a free SPC membership with this credit card
  • Apply-Now


Plastk Secured Visa Credit Card

Plastk Secured Visa Credit Card

  • $48 annual fee
  • No Credit History Required
  • $6 monthly maintenance fee
  • Earn 5,000 sign up bonus points (after being in good standing for 90 days)
  • $300 minimum security deposit required to set credit limit
  • Earn 1 point for every $1 spent
  • Receive free monthly credit score updates, powered by Equifax
  • Apply-Now


RBC-Cashback-MasterCard

RBC Cash Back MasterCard

  • No annual fee
  • No Credit History Required
  • Earn 2% cash back for every $1 spent on grocery purchases
  • Earn 0.5% cash back on the first $6,000 (annually) worth of purchases that are not groceries
  • Earn 1% cash back on all purchases in excess of the first $6,000
  • Apply-Now


Scotiabank-Scene

Scotiabank Scene Visa Card

  • No annual fee
  • Earn 10,000 sign up bonus Scene points (earn 5,000 points after spending $750 in the first 3 months and earn 5,000 points after spending $5,000 in the first year) (apply before April 30, 2023)
  • Earn 5 Scene points for every $1 spent at participating Cineplex Entertainment theatre or online
  • Earn 1 Scene point for every $1 spent on all other purchases
  • Have at least $12,000 personal annual income
  • Apply-Now


Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

  • No annual fee
  • Up to 5 supplementary cardholders
  • Earn 15% cash back on the first $1,000 in spending on all purchases or up to 2 months (apply before December 29, 2022)
  • Earn 2% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account)
  • Earn 0.5% cash back on all other purchases
  • Apply-Now


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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
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