Top Student Credit Cards

Below are the top student credit cards in Canada (sorted alphabetically):

  • No annual fee
  • Earn 5% cash back on all purchases (for the first 4 months, up to $2,500 in spending or $125 in cash back) (apply before July 31, 2023)
  • Earn 3% cash back on grocery purchases (up to $500 in spending per monthly cycle)
  • Earn 1% cash back on recurring bill payments
  • Earn 0.5% cash back on all other purchases

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  • No annual fee
  • No Credit History Required
  • Earn $30 cash back on the first purchases within the first 4 months
  • Earn 2% cash back for every $1 spent on grocery purchases
  • Earn 0.5% cash back on the first $6,000 (annually) worth of purchases that are not groceries
  • Earn 1% cash back on all purchases in excess of the first $6,000
  • Receive a free SPC membership with this credit card

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  • $48 annual fee
  • No Credit History Required
  • $6 monthly maintenance fee
  • Earn 5,000 sign up bonus points (after being in good standing for 90 days)
  • $300 minimum security deposit required to set credit limit
  • Earn 1 point for every $1 spent
  • Receive free monthly credit score updates, powered by Equifax

    • Apply-Now

  • No annual fee
  • No Credit History Required
  • Earn 2% cash back for every $1 spent on grocery purchases
  • Earn 0.5% cash back on the first $6,000 (annually) worth of purchases that are not groceries
  • Earn 1% cash back on all purchases in excess of the first $6,000

    • Apply-Now

  • No annual fee
  • Earn 10,000 sign up bonus Scene points (earn 5,000 points after spending $750 in the first 3 months and earn 5,000 points after spending $5,000 in the first year) (apply before April 30, 2023)
  • Earn 5 Scene points for every $1 spent at participating Cineplex Entertainment theatre or online
  • Earn 1 Scene point for every $1 spent on all other purchases
  • Have at least $12,000 personal annual income

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  • No annual fee
  • Up to 5 supplementary cardholders
  • Earn 10% cash back on the first $1,000 in spending on all purchases or up to 2 months (apply before May 2, 2023)
  • Earn 2% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account)
  • Earn 0.5% cash back on all other purchases

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