Best Current First Year Fee Waived Cards (updated February 26, 2017)

As per some feedback, I think that I continue with monthly post listing out the best current first year fee waived offers. Granted, maybe I may need another list to cover other offers that do not fall under these two categories.

Either way, you can always stay up to date on the best credit card offers in my top credit cards page on the menu bar.

I find first year fee waived promotions extremely valuable. It’s not secret that annual fees can really deter a client from wanting to sign up for a credit card. By waiving the first year annual fee, customers get a free 12 month trial period to help with their decision on whether they want to retain the card in the future.

I plan to post this list towards the end of every month, while the higher than normal sign up bonus list will be out at the beginning of every month.

The first year fee waived offers will be divided into permanent and temporary ones.

Permanent Offers

These are credit cards that do not have an expiry date on their first year fee waived offer. Note that it also means that they can end the offer at any time without notice.

Rogers Bank Platinum MasterCard

• $29 annual fee (waived the first year or waived so long as you have pre-authorized Rogers payments set up)

Chase Marriott Rewards Premier Visa

• $120 annual fee (waived the first year)

American Express Gold Rewards Card

• $150 annual fee (waived the first year)

Current promotional offers

These offers change all the time, but there are some cards that are relatively consistent at offering first year fee waived promotions.

Scotiabank American Express Card

• $39 annual fee (first year fee waived if you apply before April 30, 2017)

CIBC Aventura Visa Card

•  $39 annual fee (first year fee waived if you apply before February 28, 2017)

Scotiabank GM Visa Infinite Card

• $79 annual fee (first year fee waived if you apply before April 30, 2017)

CIBC Dividend Visa Infinite Card

• $99 annual fee (first year fee waived if you apply before June 30, 2017)

Scotiabank Gold American Express Card

CIBC Aventura Gold Visa Card

• $120 annual fee (if you apply by February 28, 2017)

CIBC Aventura Visa Infinite Card

• $120 annual fee (if you apply by February 28, 2017)

TD Aeroplan Visa Infinite Card

• $120 annual fee (if you apply by March 5, 2017)