American Express (AMEX)

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My Best Points Earning Experience

ByMatt

Today, I would like to share my best, one time, points earning experience ever. This event actually occurred before Pointshogger was even created. The reason I say that is because it makes it even more impressive, in hindsight, considering I have yet to be able to top it. This one time transaction can easily be duplicated even today and it’s not even a loophole, so no harm done to anyone.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 26, 2023)

ByMatt

Since the start of the decade (2022, 2021, 2020), we managed to update this list every December, mine as well keep going.

There were quite a few major changes in the industry, so there was some shift in the rankings. They are now divided in the 3 groups: top 5, from 6 to 10, and the rest.

Credit Cards which offer Free Airport Lounge Access (updated October 12, 2023)
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Credit Cards which offer Free Airport Lounge Access (updated October 12, 2023)

ByMatt

Travel has really spiked in 2023, compared to the past 3 years. As a result, there has been lots of complaints about overcrowding in airport lounges. Part of the reason is the free lounge access that people can receive just for being a credit card holder with certain companies. Below is a list of all the Canadian credit cards that offer free lounge access. This list does not include cards that provide a lounge membership that require a fee for each entry. 

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[DISCONTINUED] American Express Air Miles Co-Branded Cards

ByMatt

With BMO looking to purchase Air Miles, American Express has discontinued its American Express Air Miles co-branded credit cards. It was really only a matter of time it seems. 

All the links are broken now on their website are broken now. If you are an existing cardholders, it looks like you can continue to use your card. But I would expect those to be discontinued in the feature too.

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Credit Cards which offer Free Airport Lounge Access (updated February 8, 2023)

ByMatt

This post was due for an update. With travel pretty much back in full swing, airport lounges are filling up again, overcrowding if anything. Part of the reason is because there are quite a few credit cards out there that offer free lounge access. Even just 10 years ago, there were only a handful of Canadian credit cards that offered free lounge access. Since then, the list seems to grow longer and longer. 

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Top Credit Card for Purchasing Groceries (updated on February 6, 2023)

ByMatt

Several major grocery chain stores in Canada had a price freeze on their in-house products, such as Loblaws’ No Name brand. The price freeze was to help shoppers offset against the high inflation between October 17, 2022 and January 31, 2023. This month, we are back to free for all. Today, let’s re-visit the best credit cards, along with some calculations (found below each credit card) to use on grocery spending.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 12, 2022)

ByMatt

For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.

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Top Credit Card for Purchasing Groceries (updated on October 21, 2022)

ByMatt

I cannot believe that it has been over 6 years since we last updated this post. So we are way overdue for an update. Furthermore, with the way inflation has been going, who does not want to reduce their credit card bill?

First of all, I recommend signing up for free loyalty programs affiliated with groceries to rack up rewards for spending, along with watching for sales. Then triple dip with using a credit card that gives a higher multiplier bonus when shopping at grocery stores.