Royal Bank of Canada (RBC)

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 26, 2023)

Since the start of the decade (2022, 2021, 2020), we managed to update this list every December, mine as well keep going.

There were quite a few major changes in the industry, so there was some shift in the rankings. They are now divided in the 3 groups: top 5, from 6 to 10, and the rest.

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[DISCONTINUED] HSBC Canada Credit Cards

I really did not see this one coming. We were aware of RBC purchasing HSBC Canada for almost a year now. The hope was that they would do something like TD did when they purchased MBNA Canada back in 2011. After all this time, TD has continued to keep the MBNA name on their credit card product line, rather than a full integration to TD.

Credit Cards which offer Free Airport Lounge Access (updated October 12, 2023)
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Credit Cards which offer Free Airport Lounge Access (updated October 12, 2023)

Travel has really spiked in 2023, compared to the past 3 years. As a result, there has been lots of complaints about overcrowding in airport lounges. Part of the reason is the free lounge access that people can receive just for being a credit card holder with certain companies. Below is a list of all the Canadian credit cards that offer free lounge access. This list does not include cards that provide a lounge membership that require a fee for each entry. 

[PROMOTION] 30% Transfer Bonus to British Airways Avios
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[PROMOTION] 30% Transfer Bonus to British Airways Avios

RBC is one again offering a 30% transfer bonus to British Airways’ Executive Club. This offer has been running every 6 months ago lately. Conversion bonuses are an amazing way to boost account balances without any extra cost or effort (aside from already having transferable points readily available).

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2023

Another month, around round of bonuses about to expire before next month’s list. There are quite a few offers coming to an end this month. 

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Top Credit Card Higher than Normal Sign Up Bonuses for July 2023

Another month, around round of bonuses about to expire before next month’s list. There are several RBC offers coming to an end this month. 

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2023

Another month, around round of bonuses about to expire before next month’s list.

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

[PROMOTION] 30% Transfer Bonus to British Airways Avios (Last Chance)
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[PROMOTION] 30% Transfer Bonus to British Airways Avios (Last Chance)

RBC is one again offering a 30% transfer bonus to British Airways’ Executive Club, which is the same 30% offer exactly 6 months ago (between October 3, 2022 and November 16, 2022). Conversion bonuses are an amazing way to boost account balances without any extra cost or effort (aside from having the transferable points readily available).

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2023

Another month, around round of bonuses about to expire before next month’s list.

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2023

We are publishing this post a few days earlier than normal because the RBC Ion card promotions are expiring today. If you are still thinking about getting this card, best to sign up today as it looks like they will be dropping their offer tomorrow. The rest of the cards have a commentary below them.