Royal Bank of Canada (RBC)

[PROMOTION] 30% Transfer Bonus to British Airways Avios (Last Chance)
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[PROMOTION] 30% Transfer Bonus to British Airways Avios (Last Chance)

RBC is one again offering a 30% transfer bonus to British Airways’ Executive Club, which is the same 30% offer exactly 6 months ago (between October 3, 2022 and November 16, 2022). Conversion bonuses are an amazing way to boost account balances without any extra cost or effort (aside from having the transferable points readily available).

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2023

Another month, around round of bonuses about to expire before next month’s list.

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2023

We are publishing this post a few days earlier than normal because the RBC Ion card promotions are expiring today. If you are still thinking about getting this card, best to sign up today as it looks like they will be dropping their offer tomorrow. The rest of the cards have a commentary below them.

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Top Credit Card Higher than Normal Sign Up Bonuses for March 2023

Today we feature the top credit cards with a higher than normal sign up bonus. Since the new year, we have been putting a commentary under each credit card instead of the usual blurb at the start of the post. 

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Credit Cards which offer Free Airport Lounge Access (updated February 8, 2023)

This post was due for an update. With travel pretty much back in full swing, airport lounges are filling up again, overcrowding if anything. Part of the reason is because there are quite a few credit cards out there that offer free lounge access. Even just 10 years ago, there were only a handful of Canadian credit cards that offered free lounge access. Since then, the list seems to grow longer and longer. 

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2023

Beginning this month, I will attempt to put a commentary below each credit card instead of writing a summary at the top. Over time, I will look at expanding my commentary more.

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2023

For this month’s list, quite a few offers (between Scotiabank and TD) expired on January 3, 2023. While National Bank and RBC have promotions expiring before the end of the month. Scotiabank pushed its offer till the end of the month, while TD modified some of their offers and now expiry in May. 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 12, 2022)

For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.

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RBC Potentially Buying out HSBC Canada

Royal Bank of Canada (RBC) is looking to complete a mega deal by purchasing HSBC Canada, who has 130 branches and 4,200 full time employees in Canada servicing some 780,000 customers. This massive deal can come out to $13.5 billion CAD. There are going to be a lot of hurdles along the way before this gets finalized. But if it has been announced in the news, it usually means that it is moving along.