American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Desjardins | Diners Club | HSBC | Lounge Access | National Bank | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Credit Cards which offer Free Airport Lounge Access (updated October 12, 2023)
Travel has really spiked in 2023, compared to the past 3 years. As a result, there has been lots of complaints about overcrowding in airport lounges. Part of the reason is the free lounge access that people can receive just for being a credit card holder with certain companies. Below is a list of all the Canadian credit cards that offer free lounge access. This list does not include cards that provide a lounge membership that require a fee for each entry.
Credit cards offering free lounge access
The following cards are listed in alphabetical order. You will notice from the list below that there are quite a few different financial institutions that offer at least one credit card with free lounge access.
| Credit Cards | Lounge Access | Annual Fees |
| American Express Aeroplan Reserve Card | Unlimited access to Air Canada Maple Leaf Lounge. | $599 |
| American Express Aeroplan Business Reserve Card | Unlimited access to Air Canada Maple Leaf Lounge. | $599 |
| American Express Business Platinum Card | Unlimited access to Plaza Premium Lounges, along with one companion.Unlimited access to Priority Pass Lounges. Unlimited access to The Centurion Lounges, along with two guests. Unlimited access to Delta Sky Club airport lounges. | $799 |
| American Express Gold Rewards Card | Receive 4 complimentary visits per calendar year to Plaza Premium Lounges across Canada. | $250 |
| American Express Platinum Card | Unlimited access to Plaza Premium Lounges, along with one companion.Unlimited access to Priority Pass Lounges. Unlimited access to The Centurion Lounges, along with two guests. Unlimited access to Delta Sky Club airport lounges. | $799 |
| BMO World Elite MasterCard | Receive 4 complimentary DragonPass passes per membership year. | $150 |
| BMO eclipse Visa Infinite Privilege Card | Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $499 |
| CIBC Aventura Visa Infinite Card | Receive 4 complimentary Visa Airport Companion Program passes per membership year. | $139 |
| CIBC Aventura Gold Visa Card | Receive 4 complimentary Visa Airport Companion Program passes per membership year. | $139 |
| CIBC Aeroplan Visa Business Card | Receive 1 Air Canada Maple Leaf Lounge guest pass (up to 4 passes maximum) for every $10,000 in eligible purchases per card membership year. | $180 |
| CIBC Aeroplan Visa Infinite Privilege Card | Receive unlimited Air Canada Maple Leaf Lounge access.Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $599 |
| Desjardins Visa Odyssey Infinite Privilege | Receive 12 complimentary Desjardins Odyssey Lounge passes per year.Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $395 |
| Desjardins Odyssey World Elite MasterCard | Receive 8 complimentary Desjardins Odyssey Lounge passes per year. | $130 |
| Diners Club Professional Card | Unlimited access to Diners Club airport lounges.*Corporations only, but not currently accepting new applicants | Varies |
| HSBC Jade World Elite MasterCard | Receive unlimited access with a guest to DragonPass. | $499 |
| National Bank World Elite MasterCard | Unlimited access to the National Bank World MasterCard lounge with one guest. | $150 |
| RBC Avion Visa Infinite Privilege Card | Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $399 |
| Scotiabank Passport Visa Infinite Business Card | Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $199 |
| Scotiabank Passport Visa Infinite Card | Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $139 |
| Scotiabank Platinum American Express Card | Receive 10 complimentary Priority Pass Lounge passes per membership year.Supplementary cardholder receives 4 complimentary Priority Pass Lounge passes per membership year. | $399 |
| TD Aeroplan Visa Infinite Privilege Card | Receive unlimited Air Canada Maple Leaf Lounge access.Receive 6 complimentary Visa Airport Companion Program passes per membership year. | $599 |
If we missed any credit cards that offer free lounge access, please let us know in the comment section below!