Simplii Financial

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 26, 2023)

ByMatt December 26, 2023December 25, 2023

Since the start of the decade (2022, 2021, 2020), we managed to update this list every December, mine as well keep going.

There were quite a few major changes in the industry, so there was some shift in the rankings. They are now divided in the 3 groups: top 5, from 6 to 10, and the rest.

Current 10% and Above Cash Back Offers for August 2023

ByMatt August 15, 2023September 20, 2023

We are back again with another month of top credit cards currently offering at least a 10% cash back bonus promotion. Keep in mind that we still have the Top Cash Back Credit Cards page for a more complete list of cards.

Current 10% and Above Cash Back Offers for July 2023

ByMatt July 18, 2023September 20, 2023

We are back again with another month of top credit cards currently offering at least a 10% cash back bonus promotion. There are many other cash back offers out there too, but because the market is very competitive now, so only the 10% and above offer make it to our monthly list. Keep in mind that we still have the Top Cash Back Credit Cards page for a more complete list of cards.

Current 10% and Above Cash Back Offers for May 2023

ByMatt May 15, 2023December 12, 2023

Current 10% and Above Cash Back Offers for April 2023

ByMatt April 15, 2023December 12, 2023

We are back again with another month of top credit cards currently offering at least a 10% cash back bonus promotion. There is only one cash back promotion expiring this month.

There are many other cash back offers out there too, but because the market is very competitive now, so only the 10% and above offer make it to our monthly list. Keep in mind that we still have the Top Cash Back Credit Cards page for a more complete list of cards.

Current 10% and Above Cash Back Offers for March 2023

ByMatt March 15, 2023September 20, 2023

Keep in mind that we still have the Top Cash Back Credit Cards page for a more complete list of cards.

Current 10% and Above Cash Back Offers for February 2023

ByMatt February 15, 2023September 20, 2023

You may have noticed by now that we started adding or expanding our commentaries to our monthly posts. Today is no different as we list the top cash back credit cards currently offering at least a 10% cash back bonus promotion. There are many other cash back offers out there too, but because the market is very competitive now, only the 10% and above promotions make it to our monthly list.

Current 10% and Above Cash Back Offers for January 2023

ByMatt January 15, 2023September 20, 2023

For this month, Tangerine extended its offer that expired last month to expire this month instead. The rest of the offers remain the same.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Current 10% and Above Cash Back Offers for December 2022

ByMatt December 15, 2022September 20, 2023

For this month, the offers with BMO and Tangerine from last month that were expiring have all been extended. Now the Tangerine offers are set to expiry before month end.

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 12, 2022)

ByMatt December 12, 2022September 20, 2023

For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.