Simplii Financial

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Current 10% and Above Cash Back Offers for March 2023

ByMatt

We are back again with another month of top credit cards currently offering at least a 10% cash back bonus promotion. There are many other cash back offers out there too, but because the market is very competitive now, so only the 10% and above offer make it to our monthly list.

Keep in mind that we still have the Top Cash Back Credit Cards page for a more complete list of cards.

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Current 10% and Above Cash Back Offers for February 2023

ByMatt

You may have noticed by now that we started adding or expanding our commentaries to our monthly posts. Today is no different as we list the top cash back credit cards currently offering at least a 10% cash back bonus promotion. There are many other cash back offers out there too, but because the market is very competitive now, only the 10% and above promotions make it to our monthly list.

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Current 10% and Above Cash Back Offers for January 2023

ByMatt

For this month, Tangerine extended its offer that expired last month to expire this month instead. The rest of the offers remain the same. 

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Current 10% and Above Cash Back Offers for December 2022

ByMatt

For this month, the offers with BMO and Tangerine from last month that were expiring have all been extended. Now the Tangerine offers are set to expiry before month end. 

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 12, 2022)

ByMatt

For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.

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Current 10% and Above Cash Back Offers for November 2022

ByMatt

For this month, there were quite a few changes relatively speaking. First of all, most of the previous month expiring offers were extended by a few months longer. The BMO Business and Tangerine offers will be coming to an end before it makes it to the next monthly list. Also, we added the Rogers Connections card in the permanent offers section.

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Top Credit Card for Purchasing Groceries (updated on October 21, 2022)

ByMatt

I cannot believe that it has been over 6 years since we last updated this post. So we are way overdue for an update. Furthermore, with the way inflation has been going, who does not want to reduce their credit card bill?

First of all, I recommend signing up for free loyalty programs affiliated with groceries to rack up rewards for spending, along with watching for sales. Then triple dip with using a credit card that gives a higher multiplier bonus when shopping at grocery stores.

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Current 10% and Above Cash Back Offers for October 2022

ByMatt

For this month, the Tangerine extended their offer till mid November. The HSBC offers are up next to expiry. Lastly, the American Express SimplyCash Preferred Card is now taken off the permanent offers. The is another reminder that permanent offers can be terminated at any point in time, versus temporary offers that have a known expiry date.

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Current 10% and Above Cash Back Offers for August 2022

ByMatt

For this round, the two Tangerine card offers end the month. Also, the CIBC permanent 10% sign up bonus cash back offer has discontinued, so they were taken off this list.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.