Pointshogger | Top Specialty Credit Cards

No annual fee
Earn 500 sign up bonus Air Miles points after the first purchase (after spending $500 in the first 3 months)
Earn 200 Air Miles points for every approved referral (up to a maximum of 3,000 per calendar year)
Earn 1 Air Miles point for every $15 spent at Air Miles sponsors
Earn 1 Air Miles point for every $20 on all other purchases

No annual fee
Earn 800 sign up bonus Miles (apply before July 31, 2023) (earn 800 miles after spending $1,000 within the first 3 months)
Earn 5x the Air Miles at participating Shell gas stations
Earn 3 Air Miles for every $25 spent at Air Miles partners
Earn 1 Air Miles for every $25 spent on all other purchases

$120 annual fee (waived the first year by applying before July 23, 2023)
$50 annual fee for a supplementary cardholder
Earn 2,000 sign up bonus Air Miles (earn 2,000 after spending $3,000 in the first 3 months) (apply before July 23, 2023)
Earn 3 Air Miles for every $12 at Air Miles partners
Earn 1 Air Mile for every $12 on all purchases
Have at least $80,000 in personal annual income or $150,000 household income

No annual fee
Earn 7¢ per litre cash back on premium fuel at any Gas + location
Earn 5¢ per litre cash back on regular fuel at any Gas + location
Earn 4% cash back on qualifying purchases made online and in-store at Canadian Tire, Mark’s, Sport Chek and Atmosphere
Earn 3% cash back in Canadian Tire Money on grocery store purchases
Earn 1% cash back on all other purchases
Have at least $80,000 in personal annual income

No annual fee
Earn 5% back at Amazon.ca, grocery stores, and restaurants (for 6 months or the first $3,000 in eligible purchases)
Earn 2.5% back (Prime members) on Amazon.ca, Whole Foods Market purchases, as well as foreign transactions
Earn 1.5% back (non Prime members) on Amazon.ca and Whole Foods Market purchases
Earn 1% back other purchases

No annual fee
Earn 20,000 sign up bonus PC points
Earn 45 PC Optimum points for every $1 spent at Shoppers Drug Mart and Pharmaprix
Earn 30 PC Optimum points for every $1 spent at PC stores, pctravel.ca and PC mobile (excluding PC mobile prepaid services)
Earn 30 PC Optimum points per litre of Esso Supreme (Octane 91) and Esso SUPREME+ (Octane 93)
Earn 20 PC Optimum points per litre on other gasoline or diesel
Earn 10 PC Optimum points for every $1 spent on all other purchases
Have at least $80,000 in personal annual income or $150,000 household income

No annual fee
Earn 10,000 sign up bonus Scene points (earn 5,000 points after spending $750 in the first 3 months and earn 5,000 points after spending $5,000 in the first year) (apply before April 30, 2023)
Earn 5 Scene points for every $1 spent at Cineplex Entertainment theatre or online
Earn 1 Scene point for every $1 spent on all other purchases
Have at least $12,000 in personal annual income

$120 annual fee
$50 annual fee for a supplementary cardholder
Earn 30,000 sign up bonus points (earn 10,000 after spending $2,000 in the first 90 days and earn 10,000 after choosing paperless statements)
Earn 5 points for every $1 spent on digital media, groceries, household utilities, memberships and restaurants purchases (up to $50,000 in cumulative annual spending for all categories)
Earn 1 point for every $1 spent on all purchases and thereafter
Have at least $80,000 in personal annual income or $150,000 household income

$120 annual fee (waived the first year by applying before April 30, 2023)
$29 annual fee for a supplementary cardholder
Earn 45,000 sign up bonus Scene+ points (earn 25,000 after spending $1,000 in the first 3 months and an additional 20,000 points after spending $7,500 in the first year) (apply before April 30, 2023)
Earn 6 points for every $1 spent at Chalo! FreshCo, Co-Op, Foodland, FreshCo, IGA, IGA West, Les Marchés Tradition, Rachelle Béry, Safeway, Sobeys, Thrifty Foods, Voilà par IGA, Voilà by Safeway, Voilà by Sobeys
Earn 5 points for every $1 spent on grocery, dining, entertainment and daily transit
Earn 3 points for every $1 spent on gas, transit, and select streaming services
Earn these 6, 5 and 3 multiplier bonus points on the first $50,000 in annual spending cumulative of the above mentioned categories
Earn 1 point for every $1 spent on all other purchases and thereafter
No foreign transaction fees
Have at least $12,000 in personal annual income

$150 annual fee (first year fee waived by applying before July 23, 2023)
$50 annual fee for each supplementary card
Earn 40,000 sign up bonus BMO Reward points (earn 30,000 points after spending $3,000 in the first 3 months, earn 10,000 points on the first year anniversary) (if you apply before July 23, 2023)
Earn 3 points for every $1 spent on travel, dining and entertainment purchases
Earn 2 points for every $1 spent on all other purchases
Receive 4 free lounge passes with MasterCard Airport Experiences
Have at least $80,000 in personal annual income or $150,000 household income

$150 annual fee (first year fee waived by applying before June 30, 2023)
$50 annual fee for a supplementary cardholders
Earn 70,000 sign up bonus (earn 30,000 after spending $5,000 in the first 3 months, earn 10,000 after paying 3 months of insurance, earn 30,000 after spending $12,000 in the first year) (apply before June 30, 2023)
Earn 1.5 points per dollar in purchases (on the first $0 to $40,000 in purchases in an anniversary year)
Earn 2 points per dollar in purchases (on the next $40,001 to $80,000 in an anniversary year)
Earn 1.5 points per dollar in purchases (on $80,001 and more in purchases in an anniversary year)
Unlimited access to the National Bank Lounge at the Montreal Airport
Received $250 on seat selection, airport parking and baggage fees (annually)
Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management. Or $25,000 in minimum purchases per year (existing client only)

$150 annual fee (first year fee waived by applying before April 30, 2023)
$50 annual fee for each supplementary card (first supplementary card free)
Earn 30,000 sign up bonus Scene+ points (earn 30,000 after spending $1,000 in the first 3 months) (apply before April 30, 2023)
Earn 10,000 bonus points annually for spending $40,000 annually
Earn 3 points for every $1 spent at Chalo! FreshCo, Co-Op, Foodland, FreshCo, IGA, IGA West, Les Marchés Tradition, Rachelle Béry, Safeway, Sobeys, Thrifty Foods, Voilà par IGA, Voilà by Safeway, Voilà by Sobeys
Earn 2 points for every $1 spent on grocery, dining, entertainment and daily transit
Earn these 3 and 2 multiplier bonus points on the first $50,000 in annual spending cumulative of the above mentioned categories
Earn 1 point for every $1 spent on all other purchases and thereafter
Receive 6 Priority Pass lounge passes
No foreign transaction fees
Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management

$399 annual fee
$99 for supplementary cardholders
Earn 70,000 bonus points after the first purchase (earn 50,000 points after spending $3,000 in the first 3 months and earn 20,000 after spending $10,000 in the first 14 months) (apply before January 3, 2023)
Earn 2 point for every $1 spent on all purchases
Receive 14 complimentary lounge passes per year (10 for primary cardholder and 4 supplementary cardholder)
No foreign transaction fees
Have at least $12,000 in personal annual income