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Top Specialty Credit Cards

Below are the top specialty credit cards in Canada (sorted by annual fees):

 


 American Express Air Miles Credit Card

American Express Air Miles Credit Card

  • No annual fee
  • Earn 500 sign up bonus Air Miles points after the first purchase (after spending $500 in the first 3 months)
  • Earn 200 Air Miles points for every approved referral (up to a maximum of 3,000 per calendar year)
  • Earn 1 Air Miles point for every $15 spent at Air Miles sponsors
  • Earn 1 Air Miles point for every $20 on all other purchases
  • Apply-Now


BMO Air Miles Mastercard

BMO Air Miles MasterCard

  • No annual fee
  • Earn 800 sign up bonus Miles (apply before July 31, 2023) (earn 800 miles after spending $1,000 within the first 3 months)
  • Earn 5x the Air Miles at participating Shell gas stations
  • Earn 3 Air Miles for every $25 spent at Air Miles partners
  • Earn 1 Air Miles for every $25 spent on all other purchases
  • Apply-Now


BMO Air Miles World Elite MasterCard

BMO Air Miles World Elite MasterCard

  • $120 annual fee (waived the first year by applying before July 23, 2023)
  • $50 annual fee for a supplementary cardholder
  • Earn 2,000 sign up bonus Air Miles (earn 2,000 after spending $3,000 in the first 3 months) (apply before July 23, 2023)
  • Earn 3 Air Miles for every $12 at Air Miles partners
  • Earn 1 Air Mile for every $12 on all purchases
  • Have at least $80,000 in personal annual income or $150,000 household income
  • Apply-Now


https://triangle.canadiantire.ca/en/credit-cards/triangle-world-elite-mastercard.html

Canadian Tire Triangle World Elite MasterCard

  • No annual fee
  • Earn 7¢ per litre cash back on premium fuel at any Gas + location
  • Earn 5¢ per litre cash back on regular fuel at any Gas + location
  • Earn 4% cash back on qualifying purchases made online and in-store at Canadian Tire, Mark’s, Sport Chek and Atmosphere
  • Earn 3% cash back in Canadian Tire Money on grocery store purchases
  • Earn 1% cash back on all other purchases
  • Have at least $80,000 in personal annual income
  • Apply-Now


MBNA Amazon.ca Rewards MasterCard

  • No annual fee
  • Earn 5% back at Amazon.ca, grocery stores, and restaurants (for 6 months or the first $3,000 in eligible purchases)
  • Earn 2.5% back (Prime members) on Amazon.ca, Whole Foods Market purchases, as well as foreign transactions
  • Earn 1.5% back (non Prime members) on Amazon.ca and Whole Foods Market purchases
  • Earn 1% back other purchases
  • Apply-Now


BMO Air Miles Mastercard

President’s Choice Financial World Elite MasterCard

  • No annual fee
  • Earn 20,000 sign up bonus PC points
  • Earn 45 PC Optimum points for every $1 spent at Shoppers Drug Mart and Pharmaprix
  • Earn 30 PC Optimum points for every $1 spent at PC stores, pctravel.ca and PC mobile (excluding PC mobile prepaid services)
  • Earn 30 PC Optimum points per litre of Esso Supreme (Octane 91) and Esso SUPREME+ (Octane 93)
  • Earn 20 PC Optimum points per litre on other gasoline or diesel
  • Earn 10 PC Optimum points for every $1 spent on all other purchases
  • Have at least $80,000 in personal annual income or $150,000 household income
  • Apply-Now


Scotiabank SCENE® Visa* card

  • No annual fee
  • Earn 10,000 sign up bonus Scene points (earn 5,000 points after spending $750 in the first 3 months and earn 5,000 points after spending $5,000 in the first year) (apply before April 30, 2023)
  • Earn 5 Scene points for every $1 spent at Cineplex Entertainment theatre or online
  • Earn 1 Scene point for every $1 spent on all other purchases
  • Have at least $12,000 in personal annual income
  • Apply-Now


MBNA Rewards World Elite MasterCard

MBNA Rewards World Elite MasterCard

  • $120 annual fee
  • $50 annual fee for a supplementary cardholder
  • Earn 30,000 sign up bonus points (earn 10,000 after spending $2,000 in the first 90 days and earn 10,000 after choosing paperless statements)
  • Earn 5 points for every $1 spent on digital media, groceries, household utilities, memberships and restaurants purchases (up to $50,000 in cumulative annual spending for all categories)
  • Earn 1 point for every $1 spent on all purchases and thereafter
  • Have at least $80,000 in personal annual income or $150,000 household income
  • Apply-Now


Scotiabank Gold American Express

Scotiabank Gold American Express

  • $120 annual fee (waived the first year by applying before April 30, 2023)
  • $29 annual fee for a supplementary cardholder
  • Earn 45,000 sign up bonus Scene+ points (earn 25,000 after spending $1,000 in the first 3 months and an additional 20,000 points after spending $7,500 in the first year) (apply before April 30, 2023)
  • Earn 6 points for every $1 spent at Chalo! FreshCo, Co-Op, Foodland, FreshCo, IGA, IGA West, Les Marchés Tradition, Rachelle Béry, Safeway, Sobeys, Thrifty Foods, Voilà par IGA, Voilà by Safeway, Voilà by Sobeys
  • Earn 5 points for every $1 spent on grocery, dining, entertainment and daily transit
  • Earn 3 points for every $1 spent on gas, transit, and select streaming services
  • Earn these 6, 5 and 3 multiplier bonus points on the first $50,000 in annual spending cumulative of the above mentioned categories
  • Earn 1 point for every $1 spent on all other purchases and thereafter
  • No foreign transaction fees
  • Have at least $12,000 in personal annual income
  • Apply-Now


BMO World Elite MasterCard

BMO World Elite MasterCard

  • $150 annual fee (first year fee waived by applying before July 23, 2023)
  • $50 annual fee for each supplementary card
  • Earn 40,000 sign up bonus BMO Reward points (earn 30,000 points after spending $3,000 in the first 3 months, earn 10,000 points on the first year anniversary) (if you apply before July 23, 2023)
  • Earn 3 points for every $1 spent on travel, dining and entertainment purchases
  • Earn 2 points for every $1 spent on all other purchases
  • Receive 4 free lounge passes with MasterCard Airport Experiences
  • Have at least $80,000 in personal annual income or $150,000 household income
  • Apply-Now


National Bank World Elite MasterCard

National Bank World Elite Mastercard

  • $150 annual fee (first year fee waived by applying before January 13, 2023)
  • $50 annual fee for a supplementary cardholders
  • Earn 70,000 sign up bonus (earn 30,000 after spending $5,000 in the first 3 months, earn 10,000 after paying 3 months of insurance, earn 30,000 after spending $12,000 in the first year) (apply before January 13, 2023)
  • Earn 1.5 points per dollar in purchases (on the first $0 to $40,000 in purchases in an anniversary year)
  • Earn 2 points per dollar in purchases (on the next $40,001 to $80,000 in an anniversary year)
  • Earn 1.5 points per dollar in purchases (on $80,001 and more in purchases in an anniversary year)
  • Unlimited access to the National Bank Lounge at the Montreal Airport
  • Received $250 on seat selection, airport parking and baggage fees (annually)
  • Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management. Or $25,000 in minimum purchases per year (existing client only)
  • Apply-Now


Scotiabank Passport Visa Infinite Card

Scotiabank Passport Visa Infinite Card

  • $150 annual fee (first year fee waived by applying before April 30, 2023)
  • $50 annual fee for each supplementary card (first supplementary card free)
  • Earn 30,000 sign up bonus Scene+ points (earn 30,000 after spending $1,000 in the first 3 months) (apply before April 30, 2023)
  • Earn 10,000 bonus points annually for spending $40,000 annually
  • Earn 3 points for every $1 spent at Chalo! FreshCo, Co-Op, Foodland, FreshCo, IGA, IGA West, Les Marchés Tradition, Rachelle Béry, Safeway, Sobeys, Thrifty Foods, Voilà par IGA, Voilà by Safeway, Voilà by Sobeys
  • Earn 2 points for every $1 spent on grocery, dining, entertainment and daily transit
  • Earn these 3 and 2 multiplier bonus points on the first $50,000 in annual spending cumulative of the above mentioned categories
  • Earn 1 point for every $1 spent on all other purchases and thereafter
  • Receive 6 Priority Pass lounge passes
  • No foreign transaction fees
  • Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management
  • Apply-Now


American Express Scotiabank Platinum

Scotiabank American Express Platinum

  • $399 annual fee
  • $99 for supplementary cardholders
  • Earn 70,000 bonus points after the first purchase (earn 50,000 points after spending $3,000 in the first 3 months and earn 20,000 after spending $10,000 in the first 14 months) (apply before January 3, 2023)
  • Earn 2 point for every $1 spent on all purchases
  • Receive 14 complimentary lounge passes per year (10 for primary cardholder and 4 supplementary cardholder)
  • No foreign transaction fees
  • Have at least $12,000 in personal annual income
  • Apply-Now


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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

  • Ottawa | Vancouver
  • @pointshogger

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