Top No Annual Fee Credit Cards
Below is a list of the top no annual credit cards in Canada (sorted alphabetically):
- No annual fee
- Earn 5% cash back on all purchases (for the first 4 months, up to $2,000 in spending or $100 in cash back) (if you apply before October 31, 2020)
- Earn 1% cash back on all other purchases
- No annual fee
- Earn 7¢ per litre cash back on premium fuel at any Gas + location
- Earn 5¢ per litre cash back on regular fuel at any Gas + location
- Earn 4% cash back on qualifying purchases made online and in-store at Canadian Tire, Mark’s, Sport Chek and Atmosphere
- Earn 3% cash back in Canadian Tire Money on grocery store purchases
- Earn 1% cash back on all other purchases
- Have at least $80,000 in personal annual income
- No annual fee
- Earn 3% cash back on restaurant purchases
- Earn 2% cash back on gas purchases
- Earn 0.5% cash back on the first $3,000 on all other purchases (1% thereafter)
- Cash back will be credited on your January statement as a rebate coupon for Costco purchases
- Exclusive to Costco members
- No annual fee
- Earn 10,000 sign up bonus points (after spending $500 in the first 3 months)
- Earn 1 point for every $1 spent on all purchases
- No annual fee
- Earn 5% back at Amazon.ca, grocery stores, and restaurants (for 6 months on the first $3,000 in eligible purchases)
- Earn 2.5% back (Prime members) on Amazon.ca, Whole Foods Market purchases, as well as foreign transactions
- Earn 1.5% back (non Prime members) on Amazon.ca and Whole Foods Market purchases
- Earn 1% back other purchases
- No annual fee
- Earn 20,000 sign up bonus points (after the first purchase)
- Earn 5 points for every $1 spent at Best Western properties
- Earn 1 point for every $1 on all purchases
- Receive Best Western Gold status (after the first purchase)
- Receive Diamond status (after spending $10,000 in a calendar year)
- No annual fee
- Earn 20,000 sign up bonus PC points
- Earn 45 PC Optimum points for every $1 spent at Shoppers Drug Mart and Pharmaprix
- Earn 30 PC Optimum points for every $1 spent at PC stores, pctravel.ca and PC mobile (excluding PC mobile prepaid services)
- Earn 30 PC Optimum points per litre of Esso Supreme (Octane 91) and Esso SUPREME+ (Octane 93)
- Earn 20 PC Optimum points per litre on other gasoline or diesel
- Earn 10 PC Optimum points for every $1 spent on all other purchases
- Have at least $80,000 in personal annual income or $150,000 household income
- No annual fee
- Earn $25 cash back sign up bonus
- Earn 4% cash back on foreign exchange purchases
- Earn 2% cash back on Rogers products and services
- Earn 1.75% cash back on all other purchases
- Have at least $80,000 in personal annual income or $150,000 household income
- No annual fee
- Earn 2,500 sign up bonus Scene points after spending $500 in the first 3 months
- Earn 5 Scene points for every $1 spent at participating Cineplex Entertainment theatre or online
- Earn 1 Scene point for every $1 spent on all other purchases
- Have at least $12,000 personal annual income
- No annual fee
- Earn 10% cash back on restaurants and bars (up to $500 in spending or within the first 4 months) (no time limit specified)
- Earn 4% cash back on restaurants and bars (after the bonus offer expires)
- Earn 1.5% cash back on gas, groceries, drugstore purchases and pre-authorized payments
- Earn 0.5% cash back on all other purchases
- Have at least $15,000 in personal annual income
- No annual fee
- Up to 5 supplementary cardholders
- Earn 2% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account)
- Earn 0.5% cash back on all other purchases
- No annual fee
- Up to 5 supplementary cardholders
- Earn 2% cash back on choice of 2 categories (3rd choice if you deposit the cash back into your Tangerine Savings Account)
- Earn 0.5% cash back on all other purchases
- Receive Boingo Wi-Fi
