Top Transferable Points Credit Cards
Below are the top hybrid credit cards in Canada (sorted by annual fees, then alphabetically):
- No annual fee
- Earn 12,500 sign up bonus points after spending $1,200 in the first 3 months
- Earn 1 point for every $1 spent on all purchases
- No annual fee
- Earn 3,500 sign up bonus Avion points upon approval (apply before May 29, 2023)
- Earn 1.5 Avion points for every $1 spent on daily public transit, digital gaming, electrical vehicle charging, gas, groceries, rides, streaming, subscriptions
- Earn 1 Avion point for every $1 spent on all other purchases
- $48 annual fee (Charged monthly at $4 a month)
- Earn 12,000 sign up bonus Avion points upon approval (apply before October 31. 2023)
- Earn 3 Avion points for every $1 spent on daily public transit, digital gaming, dining, electrical vehicle charging, food delivery, gas, groceries, rides, streaming, subscriptions
- Earn 1 Avion point for every $1 spent on all other purchases
- $12.99 monthly fee
- No annual fee for a supplementary cardholder (maximum of 9)
- Earn 30,000 points sign up bonus (earn 2,500 monthly bonus points after spending $500 in the first 12 months, for a total of 30,000)
- Earn 5 points for every $1 spent on restaurant and food delivery purchases
- Earn 3 points for every $1 spent on Canadian streaming subscription purchases
- Earn 2 points for every $1 spent on travel and transit purchases
- Earn 1 point for every $1 on all other purchases
- $139 annual fee (first year fee waived)
- $50 annual fee for a supplementary cardholder (maximum of 3 cards)
- Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 1,250 points after spending $1,000 monthly in the first 12 months up to 15,000 points)
- Earn 3 points at select CIBC bonus rewards Establishments
- Earn 2 points on purchases made with the CIBC Aventura Rewards Centre
- Earn 1.5 point for every $1 spent on gas, groceries and drug stores
- Earn 1 point for every $1 on all other purchases
- Receive 4 complimentary Priority Pass lounge passes per membership year
- Rebate of $50 on NEXUS application once every 4 years
- $399 annual fee
- $99 annual fee for a supplementary cardholder
- Earn 35,000 sign up bonus points (earn 35,000 points upon approval, earn 20,000 points after spending $5,000 in the first 6 months) (apply before April 30, 2023)
- Earn 1.25 point for every $1 spent on all purchases
- Receive 6 complimentary Priority Pass lounge passes per membership year
- Have at least $200,000 in personal or household annual income