Brim Financial

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Best Current First Year Fee Waived Cards for October 2021

ByMatt

For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now. 

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Best Current First Year Fee Waived Cards for September 2021

ByMatt

For this month’s list, the HSBC promotions are set to expire in 2 days, so if you have been thinking about it, now is the time to go for it. While the Brim World Elite MasterCard continues to be extended on a monthly basis, so there is no way to know when the extensions will end.

National Bank has added 3 credit cards to this month’s list (see more details in the “November 2021” section): 

National Bank Platinum Mastercard
National Bank World Mastercard
National Bank World Elite Mastercard

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Best Current First Year Fee Waived Cards for August 2021

ByMatt

All the TD offers that expired in the last list were extended and/or modified until December 5, 2021. Only the business card came off the list. 

For this month, I would look into the 10% and first year fee waived offer with the Scotia Momentum Visa Infinite Card which is expiring.

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Best Current First Year Fee Waived Cards for July 2021

ByMatt

The Laurentian Bank Visa Dollars and Brim World Elite MasterCard promotions expired last month, but got extended.

But the most significant addition to this month’s list is the Scotiabank Passport Visa Infinite Card, which is the first time we have seen this credit card fee waived, along with the supplementary card too. If you have been thinking about getting this card, now as the best time to go for it!

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Best Current First Year Fee Waived Cards for June 2021

ByMatt

For this month, all the TD promotions that expired last month were extended to August, while HSBC is back on this month’s list. 

Limited Time First Year Fee Offers

We have listed the cards based on their promotional expiry dates. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.

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Best Current First Year Fee Waived Cards for May 2021

ByMatt

For this month, all the TD promotions are coming to an end. So if you are still thinking about those cards, you may want to jump on their current offers. 

The Brim card also expires this month. However, it has been continually extended a month at a time, so there is no way to know if it will be extended again.

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Best Current First Year Fee Waived Cards for April 2021

ByMatt

All the offers (Scotiabank and Brim) that expired in February actually all got extended. For this month, HSBC is up next for expiry if you were looking at their offers. Only a few days left for the HSBC promotions.

Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date.

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Best Current First Year Fee Waived Cards for February 2021

ByMatt

Several offers are expiring at the end of the month, so if you have been thinking about these offers, you may want to apply for them soon as they expire in 3 days.

Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date. 

Limited Time First Year Fee Offers

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Best Current First Year Fee Waived Cards for January 2021

ByMatt

The industry seems to go in ups and downs. There was a period of time where first year fee waived cards were far and few in between. At the moment, there are quite a few cards with first year fee waived offers. 

Also note that we are only listing credit cards that have limited time offers and not ones that have an indefinite first year fee waived offer, like some of the CIBC cards.