Brim Financial

| | | | | | | | | | |

Top No Annual Fee Canadian Credit Cards

You may have noticed by now that we added a new page to our menu bar due to popular demand. Under Top Credit Cards, you will find Top No Annual Fee cards. You will probably notice that most of the listed cards are sprinkled between all the other categories. But now we have all of them in one page. Out of all the lists that we have, this might be the longest one. 

| | |

Credit Cards that Waive Foreign Fees (updated September 27, 2019)

It has been over a year and a half since I last updated this post, I thought it was due for an update, as there were several changes in the industry. I am going to change this post a little from last time. In the post, I wrote about the Rogers Bank cards that gave a higher multiplier bonus for foreign purchases. But going forward, my post will focus only on cards who waive foreign transaction fees.

| | | | | | | | | | | | | | | | | | | | | |

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2019)

I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

| | | | |

My 2019 Predictions for the Miles and Points World

Back in 2016, I began a new tradition of trying to predict the rewards world. The first year was rough, but it got better (2017, 2016). Let’s see how I did this year and my predictions for the following year.

| | | | | | | | | | | |

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated November 1, 2018)

It has been 6 months since my last update, so I think it was due. Since last time, I started a new ranking system where I just flat our ranked the credit card companies, rather than grouping them. Note that promotions are factored into the rankings, but because they are only temporary offers, more weight is put into their regular offers.

Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

| | | |

Best Credit Cards for Foreign Purchases (updated March 3, 2018)

It was not long ago that I wrote this post, but already it is due for an update. I am happy to see that the Canadian credit card market has become more competitive on the foreign purchases front. More and more credit cards are either waiving the foreign transaction fee or offering a higher earning ratio on foreign purchases, which are the cards that I will be focusing on today.

| |

Best Credit Cards While Backpacking (updated February 26, 2018)

I cannot believe that it has been 3 and a half years since I last wrote a post about credit cards for backpackers. As you probably know, quite a bit has changed in the industry since then. There is no question that I am way overdue for a update on this post.

There are many reasons to go backpacking, but I think that we can mostly agree that part of the reason is to keep costs down so that we can travel for a more extended period of time. But just because we want to keep costs down, does not mean that we cannot also earn rewards along the