Top Credit Card Higher than Normal Sign Up Bonuses for December 2021

The RBC offers ended last month, but were extended to April 2022. That being said, several TD offers expire today. So if you have been thinking about these offers, today is the day to go for it.

Furthermore, the National Bank offers are expiring before the end of the month.

Top Higher than Normal Sign Up Bonuses for December 2021

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

December 2021

TD Aeroplan Visa Platinum Card

• $89 annual fee (first year fee waived if you apply before December 5, 2021)
• $35 annual fee for supplementary cardholders
• Earn 20,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and another 10,000 points after spending a $1,000 in the first 3 months) (apply before December 5, 2021)
• Normally 10,000 sign up bonus

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived if you apply before December 5, 2021)
• $50 annual fee for supplementary cardholders
• Earn 100,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 80,000 TD points after spending $1,000 within 90 days, for Quebec residences there is no spending requirements but good standing for 90 days) (apply before December 5, 2021)
• Normally 20,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Business Card

• $149 annual fee (first year fee waived if you apply before December 5, 2021)
• $49 annual fee for supplementary cardholders
• Earn 30,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and earn up to 2x the bonus points on all purchases up to 20,000 bonus points in the first 3 months) (apply before December 5, 2021)
• Normally 10,000 sign up bonus

TD Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 65,000 sign up Aeroplan bonus points (apply before December 5, 2021)
  • Earn 20,000 after the first purchase
  • For outside Quebec residents, earn 45,000 after spending $1,000 in the first 3 months
  • For Quebec residents, earn 45,000 after holding the card for 90 days in good standing
• Earn 2 points per $1 spent on Air Canada purchases
• Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
• Earn 1.5 point per $1 spent at participating Starbucks locations (purchases before November 7, 2021)
• Earn 1.25 point per $1 spent on all other purchases
• Normally 20,000 sign bonus points

National Bank Platinum Mastercard

• $89 annual fee (first year fee waived) (apply before December 20, 2021)
• $35 annual fee for a supplementary cardholder
• Earn 15,000 sign up bonus points (after spending $3,000 in the first 3 months) (apply before December 20, 2021)
• Normally no sign up bonus

National Bank World Mastercard

• $115 annual fee (first year fee waived) (apply before December 20, 2021)
• $35 annual fee for a supplementary cardholder
• Earn 15,000 sign up bonus points (after spending $3,000 in the first 3 months) (apply before December 20, 2021)
• Normally no sign up bonus
• Have at least $60,000 in personal annual income, $100,000 household income or have $250,000 asset under management. Or $15,000 in minimum purchases per year (existing client only)

National Bank World Elite Mastercard

• $150 annual fee (first year fee waived) (apply before December 20, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 15,000 sign up bonus points (after spending $3,000 in the first 3 months) (apply before December 20, 2021)
• Receive $250 in travel fee refunds annually (e.g. seat selection, airport parking and baggage fees)
• Normally no sign up bonus
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management. Or $25,000 in minimum purchases per year (existing client only)

January 2022

Scotiabank Gold American Express