Top Credit Card Higher than Normal Sign Up Bonuses for February 2021
I can’t believe we are already into the second month of 2021. Time is just flying, However, most of the current offers are still rollovers from 2020. The newest additions are the American Express and HSBC offers that were added, while the Scotiabank Passport Visa Infinite Business Card is the first set to expire from the list.
Top Higher than Normal Sign Up Bonuses for February 2021
Since this list has started to grow, I have re-calibrated by expiry dates instead. I added the month as a subtitle so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.
February 2021
Scotiabank Passport Visa Infinite Business Card
- $199 annual fee
- $50 annual fee for a supplementary card (first card fee waived)
- Earn 40,000 sign up bonus Scotia Reward points (earn 30,000 for spending $5,000 within the first 3 months and earn 10,000 Scotia Reward bonus points for spending $60,000 in the first 12 months) (if you apply before February 28, 2021)
- Normally 30,000 sign up bonus points
- Have at least $60,000 personal annual income, $100,000 annual household income or $250,000 assets under management, as well as a minimum business annual sales revenue of $500,000
March 2021
HSBC Premier World Elite MasterCard
- $99 annual fee (first year fee waived if you apply before March 29, 2021; except Quebec)
- Earn 60,000 sign up bonus points (Quebec only), (if you apply before March 29, 2021) (earn 20,000 after the first purchase and earn 40,000 bonus points after spending $5,000 in the first 180 days)
- Earn 40,000 sign up bonus points (rest of Canada), (if you apply before March 29, 2021); earn 20,000 after the first purchase and earn 20,000 bonus points after spending $5,000 in the first 180 days)
- Earn 6 points for every $1 spent on travel purchases
- Earn 3 points for every $1 spent on all other purchases
- No foreign transaction fees
- Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management
- $149 annual fee (first year fee waived if you apply before March 29, 2021; except Quebec)
- Earn 70,000 sign up bonus points (Quebec only), (if you apply before March 29, 2021) (earn 20,000 after the first purchase and earn 50,000 bonus points after spending $5,000 in the first 180 days)
- Earn 40,000 sign up bonus points (rest of Canada), (if you apply before March 29, 2021); earn 20,000 after the first purchase and earn 20,000 bonus points after spending $5,000 in the first 180 days)
- Earn 6 points for every $1 spent on travel purchases
- Earn 3 points for every $1 spent on all other purchases
- No foreign transaction fees
- Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management
RBC WestJet World Elite MasterCard
- $119 annual fee
- Earn $450 sign up bonus points (earn $250 after the welcome bonus and another $200 after spending $5,000 in the first 3 months) (if you apply before March 31, 2021)
- Normally $250 sign up bonus WestJet dollars
May 2021
- No annual fee
- Earn 12,500 sign up bonus points after spending $1,250 in the first 3 months (if you apply before May 5, 2021)
- Earn 1 point for every $1 spent on all purchases
- Normally 10,000 sign up bonus points
- $10 monthly fee
- Earn 45,000 sign up bonus points (earn 2,500 bonus points for spending $500 per month up to 30,000 points and Plus, earn 15,000 bonus points after spending $3,000 in the first 3 months) (if you apply before May 5, 2021)
- Earn 5 points at eligible bars, cafés, food delivery and restaurant purchases in Canada
- Earn 2 points for every $1 spent on gas, transit and travel purchases in Canada
- Earn 1 point for every $1 spent on all other purchases
- Normally 30,000 sign up bonus points
TD First Class Travel Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before May 30, 2021)
- $50 annual fee for supplementary cardholders
- Earn 60,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 40,000 TD points after spending $1,500 within 90 days) (if you apply before May 30, 2021)
- Normally 40,000 TD points
- Have at least $60,000 in personal annual income or $100,000 household income
TD Aeroplan Visa Infinite Privilege Card
- $599 annual fee
- $199 annual fee for supplementary cardholders
- Earn 50,000 sign up Aeroplan bonus points (if you apply before May 30, 2021)
- Earn 20,000 after the first purchase
- For outside Quebec residents, earn 30,000 after spending $1,000 in the first 3 months
- For Quebec residents, earn 30,000 after holding the card for 90 days in good standing
- Earn 2 points per $1 spent on Air Canada purchases
- Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
- Earn 1.5 point per $1 spent at participating Starbucks locations (purchases before November 7, 2021)
- Earn 1.25 point per $1 spent on all other purchases
- Normally 20,000 sign bonus points
July 2021
CIBC Aeroplan Visa Infinite Privilege Card
- $599 annual fee
- $149 annual fee for supplementary cardholders (up to 9 cardholders)
- Earn 75,000 sign up Aeroplan bonus points (if you apply before July 4, 2021)
- Earn 20,000 points after the first purchase
- Earn 25,000 points after spending $3,000 in the first four months
- Earn 2,500 points for each of the first 12 months in which you spend $2,000, up to a total of 30,000 Aeroplan points
- Earn 2 points per $1 spent on Air Canada purchases
- Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
- Earn 1.25 point per $1 spent on all other purchases
- Save 3 cents off per litre at participating gas stations with Journie Rewards
- Normally 20,000 sign bonus points
October 2021
- No annual fee
- Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (if you apply before October 31, 2021)
- Earn up to 5x the miles at Shell locations (until December 31, 2020)
- Normally 200 sign up bonus miles
BMO Air Miles World Elite MasterCard
- $120 annual fee (first year fee waived if you apply before October 31, 2021)
- Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (if you apply before October 31, 2021)
- Normally, 2,000 sign up bonus miles (but new offers may be the new normal)
- Have at least $80,000 in personal annual income or $150,000 household income
BMO Rewards Business MasterCard
- $120 annual fee (waived the first year if you apply before October 31, 2021)
- $50 annual fee for a supplementary cardholder
- Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (if you apply before October 31, 2021)
- Normally 35,000 bonus points
- No annual fee
- Earn 15,000 sign up bonus points (after spending $1,000 in the first 3 months) (if you apply before October 31, 2021)
- Normally 10,000 sign up bonus points
Note that we currently have other types of monthly lists going on:
- Top Cash Back Credit Card Offers
- Best Current First Year Fee Waived Cards
- Current 10% Cash Back Portfolio
Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!