Top Credit Card Higher than Normal Sign Up Bonuses for January 2022

It is already 2022! To kick off the year with our first monthly higher than normal sign up bonus post, the National Bank offers ended last month and were not extended, so we will see if they offer another one later this year. The Scotiabank Gold American Express was set to expire, but now extended to February 28, 2022 to align with a couple other Scotiabank offers. Today is the last day for the two RBC WestJet offers.

Top Higher than Normal Sign Up Bonuses

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

January 2022

RBC WestJet MasterCard

• $39 annual fee
• Earn $100 sign up bonus points after spending $1,000 in the first 3 months (apply before January 5, 2022)
• Normally $50 sign up bonus WestJet dollars

RBC WestJet World Elite MasterCard

• $119 annual fee
• Earn $450 sign up bonus points (earn $250 after the first purchase and $200 after spending $5,000 in the first 3 months) (apply before January 5, 2022)
• Receive first round trip companion voucher for $0 (Normally $119 for travel within Canada or to the continental U.S. / $399 for travel to Hawaii, Mexico or the Caribbean) (apply before December 5, 2021)
• Normally $250 sign up bonus WestJet dollars

February 2022

Scotiabank SCENE Visa card

• No annual fee
• Earn 5,000 sign up bonus Scene points after spending $500 in the first 3 months (apply before February 28, 2022)
• Normally 2,500 sign up bonus points
• Have at least $12,000 in personal annual income

Scotiabank Gold American Express

• $120 annual fee
• $29 annual fee for a supplementary cardholder
• Earn 40,000 sign up bonus Scotia Rewards points (earn 30,000 bonus points after spending $1,000 in the first 3 months and earn a 20,000 bonus points after spending $7,500 in the first year) (apply before February 28, 2022)
• Normally 20,000 sign up bonus points
• Have at least $12,000 in personal annual income

RBC British Airways Visa Infinite Card

• $165 annual fee
• $75 fee for supplemental cardholders
• Earn 65,000 sign up bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 in the first 3 months and earn 10,000 bonus Avios within 12-15 weeks after the first year anniversary) (apply before February 28, 2022)
• Have at least $60,000 in personal annual income or $100,000 household income
• Normally 50,000 sign up bonus

Scotiabank Passport Visa Infinite Card

• $139 annual fee (first year fee waived if you apply before February 28, 2022)
• $50 annual fee for each supplementary card (first supplementary card free)
• Earn 30,000 Scotia Rewards sign up bonus points (after spending $1,000 in the first 3 months) (apply before February 28, 2022)
• Earn an annual 10,000 Scotia Rewards point bonus after spending $40,000 annually

March 2022

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived) (apply before March 6, 2022)
• $50 annual fee for supplementary cardholders
• Earn 80,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 60,000 TD points after spending $1,000 within 90 days, for Quebec residences there is no spending requirements but good standing for 90 days) (apply before March 6, 2022)
• Normally 20,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Infinite Card

• $139 annual fee (first year fee waived) (apply before March 6, 2022)
• $75 annual fee for supplementary cardholders
• Earn 25,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and another 15,000 points after spending a $1,000 in the first 3 months, for Quebec residences there is no spending requirements but good standing for 90 days) (apply before December 5, 2021)
• Normally 10,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Business Card

• $149 annual fee (first year fee waived if you apply before March 6, 2022)
• $49 annual fee for supplementary cardholders
• Earn 30,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and earn up to 2x the bonus points on all purchases up to 20,000 bonus points in the first 3 months) (apply before March 6, 2022)
• Normally 10,000 sign up bonus

TD Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 65,000 sign up Aeroplan bonus points (apply before March 6, 2022)
  • Earn 20,000 after the first purchase
  • For outside Quebec residents, earn 45,000 after spending $1,000 in the first 3 months
  • For Quebec residents, earn 45,000 after holding the card for 90 days in good standing
• Normally 20,000 sign bonus points

April 2022

RBC Avion Visa Platinum

• $120 annual fee
• Earn 35,000 sign up bonus points upon approval (apply before April 18, 2022)
• Normally 15,000 sign up bonus

RBC Visa Infinite Avion

• $120 annual fee
• Earn 35,000 sign up bonus points upon approval (apply before April 18, 2022)
• Normally 15,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

May 2022

TD Aeroplan Visa Platinum Card

• $89 annual fee (first year fee waived) (apply before May 29, 2022)
• $35 annual fee for supplementary cardholders
• Earn 20,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and another 10,000 points after spending a $1,000 in the first 3 months, for Quebec residences there is no spending requirements but good standing for 90 days) (apply before May 29, 2022)
• Normally 10,000 sign up bonus

December 2022

BMO Air Miles MasterCard

• No annual fee
• Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (apply before December 6, 2022)
• Normally 200 sign up bonus miles

BMO Air Miles World Elite MasterCard

• $120 annual fee (first year fee waived if you apply before December 6, 2022)
• Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (apply before December 6, 2022)
• Normally, 2,000 sign up bonus miles (but new offers may be the new normal)
• Have at least $80,000 in personal annual income or $150,000 household income

BMO Rewards Business MasterCard

• $120 annual fee (waived the first year if you apply before December 6, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (apply before December 6, 2021)
• Normally 35,000 bonus points

RBC Avion Visa Infinite Privilege

• $399 annual fee
• Earn 35,000 sign up bonus points upon approval (apply before April 22, 2022)
• Normally 25,000 sign up bonus
• Have at least $200,000 in personal annual income or household income

Note that we currently have other types of monthly lists going on:

• Best Current First Year Fee Waived Cards
• Top Current 10% Cash Back Portfolio

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!