Top Credit Card Higher than Normal Sign Up Bonuses for July 2018

The list has really shrunk this time around, as several promotions expired at the end of June, but a few new cards came on board. The old list starting looking a little stale, glad to see a bit of a shake up! Note that we also have two other types of monthly lists going on:

• Top Cash Back Credit Card Offers
• Best Current First Year Fee Waived Cards

Please let us know in the comment section below if you would like to see other types of monthly lists as well!

For today, I am listing the credit cards that are offering a higher than normal sign up bonus. I ranked the credit cards by the price of the annual fees (lowest to highest):

• BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before October 31, 2018). Normally 200 sign up bonus.

• BMO Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before October 31, 2018). Normally 200 sign up bonus.

• Scotiabank More Rewards Visa Card – no annual fee, earn 15,000 sign up bonus More Reward points after making the first purchase within 90 days (if you apply before October 31, 2018). Normally 5,000 sign up bonus.

• TD Platinum Travel Visa Card – $89 annual fee (first year fee waived if you apply by August 27, 2018) and earn 20,000 sign up bonus TD points (if you apply by August 27, 2018). Earn 15,000 TD points after the first purchase and earn additional 5,000 TD points after having your account opened in good standing for 90 days. Normally 15,000 TD points.

• CIBC Aventura Visa Business Card – $120 annual fee (first year fee waived if you apply by June 30, 2018) and earn 30,000 sign up bonus Aventura points (if you apply by October 31, 2018). Earn 20,000 Aventura points after the first purchase and earn additional 10,000 Aventura points after spending $1,000 in the first 3 months. Normally 20,000 Aventura points.
• RBC Visa Infinite Avion – $120 annual fee (first year fee waived; limited time, with no end date); earn 25,000 points sign up bonus upon approval (limited time, with no end date). Normally 15,000 points.

• TD First Class Travel Visa Infinite Card – $120 annual fee (first year fee waived if you apply by August 27, 2018) and earn 40,000 sign up bonus TD points (if you apply by August 27, 2018). Earn 20,000 TD points after the first purchase and earn additional 20,000 TD points after having your account opened in good standing for 90 days. Normally 20,000 TD points.

• HSBC Premier World Elite MasterCard – $149 annual fee (first year fee waived if you apply before September 4, 2018) (excluding Quebec residents). Earn 30,000 sign up bonus points (earn 20,000 upon approval and 10,000 after spending $1,000 in the first 90 days) (if you apply before September 4, 2018). Earn 60,000 sign up bonus points (earn 20,000 upon approval and 40,000 after keeping the account open for 90 days in good standing) (Quebec residents only) (if you apply before September 4, 2018).

• Scotiabank Platinum American Express Card – $399 annual fee, $99 annual fee for an authorized user and earn 30,000 sign up bonus points after making a purchase in the first 2 months (if you apply before October 31, 2018). Uncertain what their normal offer is as they have extended this offer for years.

• CIBC Aerogold Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 50,000 sign up bonus Aeroplan miles (if you apply before October 31, 2018). Earn 25,000 Aeroplan miles after the first purchase and earn additional 25,000 Aeroplan miles after spending $1,000 after the first 3 months. Normally 25,000 sign up bonus.

Please let me know if I missed anything. Your feedback is always greatly appreciated!