Top Credit Card Higher than Normal Sign Up Bonuses for July 2020

Another month, another list. Note that CIBC and TD offers expired so this list trimmed down significantly.

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

BMO Air Miles MasterCard

No annual fee
Earn 800 sign up bonus Air Miles (earn 400 miles after the first purchase and another 400 miles after spending $1,000 within the first 3 months) (if you apply before October 31, 2020)
Normally 200 sign up bonus

BMO Rewards MasterCard

No annual fee
Earn 20,000 sign up bonus points (earn 10,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 months) (if you apply before October 31, 2020)
Normally 10,000 sign up bonus

RBC WestJet World Elite MasterCard

$119 annual fee
Earn $350 sign up bonus points (earn $250 after the welcome bonus and another $100 after the first purchase in the first 3 months) (if you apply before October 31, 2020)
Normally $250 sign up bonus

BMO Air Miles World Elite MasterCard

$120 annual fee (first year fee waived if you apply before October 31, 2020)
Earn 3,000 sign up bonus Air Miles (earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months) (if you apply before October 31, 2020)
Normally, 2,000 sign up bonus
Have at least $80,000 in personal annual income or $150,000 household income

Scotiabank Passport Visa Infinite Card

$139 annual fee
$50 annual fee for each supplementary card (first supplementary card free)
Earn 30,000 Scotia Rewards sign up bonus points (earn 30,000 points after spending $1,000 in the first 3 months) (if you apply before August 31, 2020)
Earn 2,000 Scotia Rewards bonus points after every $10,000 in addition to the first $40,000 in a calendar year
Normally 25,000 points
Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management

HSBC World Elite MasterCard

$149 annual fee (first year fee waived if you apply before August 17, 2020; except Quebec)
Earn 90,000 sign up bonus points (Quebec only) (earn 20,000 after the first purchase and earn 70,000 bonus points for keeping the account active for 180 days) (if you apply before August 17, 2020)
Earn 60,000 sign up bonus points (rest of Canada) (earn 20,000 after the first purchase and earn 40,000 bonus points after spending $5,000 in the first 180 days); (if you apply before August 17, 2020)
Normally 20,000 sign up bonus points
Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

HSBC Premier World Elite MasterCard

$149 annual fee (first year fee waived if you apply before August 17, 2020; except Quebec)
Earn 80,000 sign up bonus points (Quebec only) (earn 20,000 after the first purchase and earn 60,000 bonus points for keeping the account active for 180 days) (if you apply before August 17, 2020)
Earn 60,000 sign up bonus points (rest of Canada) (earn 20,000 after the first purchase and earn 40,000 bonus points after spending $5,000 in the first 180 days) (if you apply before August 17, 2020)
Normally 20,000 sign up bonus points
Have at least $80,000 in personal annual income, $150,000 household income or have $400,000

Scotiabank Passport Visa Infinite Business Card

$199 annual fee
$50 annual fee for a supplementary card (first card fee waived)
Earn 40,000 sign up bonus Scotia Reward points (earn 30,000 for spending $5,000 within the first 3 months and earn 10,000 Scotia Reward bonus points for spending $60,000 in the first 12 months) (if you apply before October 31, 2020)
Normally 30,000 sign up bonus points
Have at least $60,000 personal annual income, $100,000 annual household income or $250,000 assets under management, as well as a minimum business annual sales revenue of $500,000

Note that we also have two other types of monthly lists going on:

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!