Top Credit Card Higher than Normal Sign Up Bonuses for September 2016

UPDATE- Post has been updated with some TD Aeroplan promotions and RBC Cathay Pacific.

Just to avoid confusion from previous monthly lists, this list is of credit cards with higher than normal sign up bonus promotions. There are still some decent regular sign up bonus promotions that would not be included here.

The list has really trimmed down for this month. I really hope that it picks back up as we lead into the fall, but with record profits, that doesn’t seem likely at the moment. That being said, 2016 has been a pretty good year for credit card sign up bonuses through the first half of the year. Hopefully companies will at least try to close out the year strong by picking things up in time for Christmas shopping (which is a great time to meet minimum spend requirements).

List of Top Credit Cards Sign Up Bonuses

For now, I have ranked the few credit cards promotions by the price of the annual fees (lowest to highest) and then in alphabetical order:

• BMO SPC Cashback MasterCard – no annual fee, earn $60 cash back (if you apply before October 31, 2016)

• Scotiabank Scene Visa Card – no annual fee, earn 4,000 sign up bonus Scene points (if you sign up before October 31, 2016)

• TD Aeroplan Visa Platinum Card – $89 annual fee, $35 annual fee for an authorized user and earn 20,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 10,000 miles after your first purchase, 5,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• Scotiabank Gold American Express Card – $99 annual fee, earn 20,000 sign up bonus points (if you sign up before October 31, 2016)

• CIBC Aventura Visa Card for Business – $120 annual fee (first year free waived if you apply before November 30, 2016), earn 25,000 sign up bonus points (if you apply before November 30, 2016).

• RBC Cathay Pacific Visa Platinum – $120 annual fee, earn 30,000 sign up bonus Asia Miles. Earn 15,000 upon signing up and earn 15,000 after spending $7,500 within the first 3 months (if you apply before October 31, 2016).

• TD Aeroplan Visa Infinite – $120 annual fee (first year fee waived if you apply before December 2, 2016), earn 30,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 15,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• TD Aeroplan Visa Business Card – $149 annual fee, $49 annual fee for an authorized user and earn 35,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 20,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• RBC British Airways Visa Infinite – $165 annual fee, earn 50,000 sign up bonus Avios (if you apply before October 31, 2016) when you spend $9,000 in the first 3 months.

• TD Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 55,000 sign up Aeroplan bonus miles (if you apply before December 2, 2016). Earn 25,000 miles after your first purchase, 25,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• American Express AeroplanPlus Platinum Card – $499 annual fee, earn 50,000 sign up bonus Aeroplan miles (if you apply before September 30, 2016) when you spend $1,000 in the first 3 months.

• American Express AeroplanPlus Reserve Card – $899 annual fee, earn 60,000 sign up bonus Aeroplan miles (if you apply before September 30, 2016) when you spend $3,000 in the first 3 months.

Let me know if I missed any worthy higher than normal credit card sign up bonus promotions!