Top Credit Card Higher than Normal Sign Up Bonuses for July 2021

Three new American Express offers were added, as well as a modified RBC WestJet offer that expired last month.

Top Higher than Normal Sign Up Bonuses for July 2021

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

July 2021

Signature RBC Rewards Visa

• $39 annual fee
• Earn 7,000 sign up bonus points upon approval (if you apply before July 26, 2021)
• Normally 1,500 sign up bonus

RBC Avion Visa Platinum

• $120 annual fee
• Earn 35,000 sign up bonus points upon approval (if you apply before July 26, 2021)
• Normally 15,000 sign up bonus

RBC Visa Infinite Avion

• $120 annual fee
• Earn 35,000 sign up bonus points upon approval (if you apply before July 26, 2021)
• Normally 15,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

RBC Avion Visa Infinite Privilege

• $399 annual fee
• Earn 35,000 sign up bonus points upon approval (if you apply before July 26, 2021)
• Normally 25,000 sign up bonus
• Have at least $200,000 in personal annual income or household income

August 2021

American Express Aeroplan Card

• $120 annual fee
• $50 annual fee for a supplementary cardholder
• Earn 75,000 sign up Aeroplan bonus points (if you apply before August 3, 2021)
  • Earn 44,000 after spending $3,000 in the first 6 months
  • Earn 1,000 points for each monthly billing period after spending $500 in the first 6 months (up to 6,000 points)
  • Earn 5x the points on eligible eats & drinks (up to 25,000 in the first 6 months)

American Express Aeroplan Reserve Card

• $599 annual fee
• $199 annual fee for a supplementary cardholder
• Earn 150,000 sign up Aeroplan bonus points (if you apply before August 3, 2021)
  • Earn 70,000 after spending $6,000 in the first 6 months
  • Earn 5,000 bonus points for each monthly billing period after spending $1,000 in the first 6 months (up to 30,000 points)
  • Earn 10x the points on eligible eats & drinks (up to 50,000 in the first 6 months)

American Express Aeroplan Business Reserve Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 150,000 sign up Aeroplan bonus points (if you apply before August 3, 2021)
  • Earn 70,000 after spending $6,000 in the first 6 months
  • Earn 5,000 bonus points for each monthly billing period after spending $1,000 in the first 6 months (up to 30,000 points)
  • Earn 10x the points on eligible eats & drinks (up to 50,000 in the first 6 months)

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived if you apply before August 16, 2021)
• $50 annual fee for supplementary cardholders
• Earn 60,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 40,000 TD points after spending $1,500 within 90 days) (if you apply before August 16, 2021)
• Normally 40,000 TD points
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 50,000 sign up Aeroplan bonus points (if you apply before August 16, 2021)
  • Earn 20,000 after the first purchase
  • For outside Quebec residents, earn 30,000 after spending $1,000 in the first 3 months
  • For Quebec residents, earn 30,000 after holding the card for 90 days in good standing
• Earn 2 points per $1 spent on Air Canada purchases
• Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
• Earn 1.5 point per $1 spent at participating Starbucks locations (purchases before November 7, 2021)
• Earn 1.25 point per $1 spent on all other purchases
• Normally 20,000 sign bonus points

RBC WestJet World Elite MasterCard

• $119 annual fee
• Earn $350 sign up bonus points on the first purchase (if you apply before August 31, 2021)
• Earn 2x the WestJet dollars on grocery, restaurants and food delivery (in the first three months) (if you apply before August 31, 2021)
• Receive first round trip companion voucher for $0 (Normally $119 for travel within Canada or to the continental U.S. / $399 for travel to Hawaii, Mexico or the Caribbean) (if you apply before August 31, 2021)
• Normally $250 sign up bonus WestJet dollars

Scotiabank Gold American Express

• $120 annual fee
• $29 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus Scotia Rewards points (earn 30,000 bonus points after spending $1,000 in the first 3 months and earn a 20,000 bonus points after spending $7,500 in the first year) (if you apply before August 31, 2021)
• Normally 20,000 sign up bonus points
• Have at least $12,000 in personal annual income

September 2021

HSBC Premier World Elite MasterCard

• $99 annual fee (first year fee waived if you apply before September 27, 2021; except Quebec)
• Earn 90,000 sign up bonus points (Quebec only), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 40,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 70,000 sign up bonus points (rest of Canada), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 20,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 6 points for every $1 spent on travel purchases
• Earn 3 points for every $1 spent on all other purchases
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

HSBC World Elite MasterCard

• $149 annual fee (first year fee waived if you apply before September 27, 2021; except Quebec)
• Earn 90,000 sign up bonus points (Quebec only), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 40,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 70,000 sign up bonus points (rest of Canada), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 20,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 6 points for every $1 spent on travel purchases
• Earn 3 points for every $1 spent on all other purchases
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

October 2021

BMO Air Miles MasterCard

• No annual fee
• Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (if you apply before October 31, 2021)
• Earn up to 5x the miles at Shell locations (until December 31, 2020)
• Normally 200 sign up bonus miles

BMO Rewards MasterCard

• No annual fee
• Earn 15,000 sign up bonus points (after spending $1,000 in the first 3 months) (if you apply before October 31, 2021)
• Normally 10,000 sign up bonus points

BMO Air Miles World Elite MasterCard

• $120 annual fee (first year fee waived if you apply before October 31, 2021)
• Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (if you apply before October 31, 2021)
• Normally, 2,000 sign up bonus miles (but new offers may be the new normal)
• Have at least $80,000 in personal annual income or $150,000 household income

BMO Rewards Business MasterCard

• $120 annual fee (waived the first year if you apply before October 31, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (if you apply before October 31, 2021)
• Normally 35,000 bonus points

Scotiabank Passport Visa Infinite Card

• $139 annual fee (first year fee waived if you apply before October 31, 2021)
• $50 annual fee for each supplementary card (first supplementary card free) (first year fee waived if you apply before October 31, 2021)
• Earn 30,000 Scotia Rewards sign up bonus points after spending $1,000 in the first 3 months (if you apply before October 31, 2021)
• Earn an annual 10,000 Scotia Rewards point bonus after spending $40,000 annually
• Earn 5x the points on travel spending (up to $2,500 in spending, if you apply before October 31, 2021)

Note that we currently have other types of monthly lists going on:

• Best Current First Year Fee Waived Cards
• Top Current 10% Cash Back Portfolio

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!