This month’s list has really trimmed down with CIBC now offering more permanent first year fee waived offers. Because of that, I have also taken off the ongoing first year fee waived offers as that list grew too long.
Keep in mind that we have an ongoingly updated Top Credit Cards pages. Here are some of the more relevant ones to this post:
Top Cash Back Credit Cards
Top Hybrid Credit Cards
Top Specialty Credit Cards
This list has really trimmed down over the past few months, even though the remaining offers are somewhat competitive. Keep in mind that this monthly list includes temporary offers. We have an ongoing list of all offers in the Top Cash Back Credit Cards page.
Top no annual fee cash back credit card offers for July 2020
Another month, another list. Note that CIBC and TD offers expired so this list trimmed down significantly.
Top Higher than Normal Sign Up Bonuses for July 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
There were a few minor changes (mostly tweaks to the TD offers) from last month, along with a notable promotional extension. The Brim World Elite MasterCard extended its first year fee waiver off $199 annual fee another month (was also extended last month) to June 30, 2020. So same thing I said last month, if you missed your chance last month, this is your opportunity. There is no way to guarantee that the promotion will be extended again, but it could.
I recently provided an aggressive cash back churning strategy. Today’s post is almost a continuation of that post. Basically, if you want to have a strong cash back strategy, you will want to continually keep track of new and ongoing offers that you can take advantage of.
Note that this post focuses on temporary offers. Our Top Cash Back Credit Cards page continues to list current offers that are not exclusive to limited time offers like this post.
Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list.
Top Higher than Normal Sign Up Bonuses for May 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
There were few changes to this month’s list, aside from offer extensions. For example, the Brim World Elite MasterCard extended its first year fee waiver off $199 annual fee till May 31, 2020, so if you missed your chance last month, this is your opportunity. I highlight this card because it is rare to see a credit card with such a high annual fee be waived.
I recently provided an aggressive cash back churning strategy. Today’s post is almost a continuation of that post. Basically, if you want to have a strong cash back strategy, you will want to continually keep track of new and ongoing offers that you can take advantage of.
Note that this post focuses on temporary offers. Our Top Cash Back Credit Cards page continues to list current offers that are not exclusive to limited time offers like this post.
Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list.
Top Higher than Normal Sign Up Bonuses for May 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
The card that I would like to highlight for this month is the Brim World Elite MasterCard, which is waiving its $199 annual fee. This might be the highest public offer annual fee waiver I’ve ever seen. The promotion expires on April 30, 2020, so if you are thinking about getting the card, do not think too long about.
Ongoing First Year Fee Waived Offers
The reason I post a separate list of ongoing offers (i.e. not temporary) is because there are up is that there are 2 permanent first year fee waived offers. So they are worthy of being highlighted. Meridian Bank is the only company willing to do this at the moment. Every other company has first year fee waived offers during a specific promotion period.