HSBC

I do not have a bank with HSBC, but I was curious to see what type of credit cards choices they have so I did a little research. Unfortunately, my first impression was confusion. The section on credit cards is so confusing that I am not able to quickly distinguish the differences between each credit card. After further digging, I learn that you cannot even apply for a credit card online, you have to do it in person. The more obstacles they create, the less interested customers will be in their products.