HSBC

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2022

For this month, National Bank extended their offers till the end of August, while TD had a couple of offers that got pushed to the fall. 

While Scotiabank have a couple of offers coming to an end in less than a month.

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Best Current First Year Fee Waived Cards for May 2022

Compared to last month, there was a minor change, the Scotia Momentum Visa Infinite Card offer was extended to August 2022. 
For this month, the TD offers are coming to an end, so if you have been contemplating signing up, now is as good a time as any! 

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2022

Compared to last month, HSBC extended their offers with some minor tweaks and Scotiabank SCENE Visa card offer got pushed to end of August. For this month, the National Bank, RBC and TD offers are coming to an end before they make it to next month’s list. 

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Best Current First Year Fee Waived Cards for April 2022

For this month, Laurentian Bank had an offer ending at the start of April, which has now been extended to June. HSBC also had offers expiring at the beginning of the month, which have now been modified and waiver extended to end of October. 

Only the Scotia Momentum Visa Infinite Card is expiring on this month’s list (before we make it to the next month’s list). The TD cards will expire shortly after the next month’s list is published.  

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2022

For this month, TD had multiple offers expiring, which are now modified and now have new May and September end dates. We published this post a day earlier than normal because the HSBC offers end today, while RBC has 2 offers that are expiring later this month.

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Best Current First Year Fee Waived Cards for March 2022

For this month, the few offers that will be expiring in early April will not make it to next month’s list. TD offers that expired recently were changed and now ending in either May or July. 

Also noteworthy is that the Plastk Secured Visa Credit Card has a decent first year fee waived offer for Canadian students looking to build their credit score. 

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Best Current First Year Fee Waived Cards for February 2022

For this month, all the promotions that expired last month were extended. Brim and Laurentian Bank extended its offer last month to expire this month, while HSBC pushed it to early April.

That leaves several Scotiabank offers expiring this month. 

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Best Current First Year Fee Waived Cards for January 2022

For this month, several offers are coming to an end, notably the HSBC offers. Aside from that, Canada has a healthy amount of first year fee waived promotional offers overall with BMO, Scotiabank and TD leading the way. Hope to see other companies jump on board! 

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Best Current First Year Fee Waived Cards for December 2021

TD had most of their promotion ending from last month’s list, but they ended up extending most of their offers to March 2022 (with some minor tweaks to the offer) or May 2022.

The Brim offer is coming to an end this month. Usually they extended it by 1 month at a time. This time around, they extended by a rare 2 months in one shot, so there is a chance this will really come to an end this time. Or maybe they will offer something different instead starting January. Either way, if you have been thinking about this card for a while now, as is as good a time as any to go for it. 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 21, 2021)

It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.