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Top Credit Card Higher than Normal Sign Up Bonuses for January 2017
This is the first list of 2017. Hope to start the year with a bang. However, 2016 was a very strong year for credit card sign up bonuses, so I am expecting a pull back this year.
For now, here’s the list to start the year, many of which are a carry-over from last year.
List of Top Credit Cards Sign Up Bonuses
For now, I have ranked the few credit cards promotions by the price of the annual fees (lowest to highest) and then in alphabetical order:
- BMO Air Miles MasterCard – no annual fee, earn 800 sign up bonus Air Miles (if you sign up before January 12, 2017). Earn 400 bonus miles after your first purchase and earn an additional 400 bonus miles after spending $1,000 in the first 3 months)
- BMO CashBack MasterCard – no annual fee, earn $75 cash back (if you apply before January 12, 2017). Earn $25 cash back after your first purchase and earn an additional $50 cash back after spending $1,500 in the first 3 months.
- Scotiabank Scene Visa Card – no annual fee, earn 4,000 sign up bonus Scene points (if you sign up before January 31, 2017).
- BMO SPC CashBack MasterCard – no annual fee, earn $60 cash back (if you apply before January 12, 2017). Earn $30 cash back after your first purchase and earn an additional $30 cash back after spending $1,000 in the first 3 months.
- BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after your first purchase (if you sign up before January 12, 2017).
- Scotiabank Gold American Express Card – $99 annual fee (first year fee waived if you apply before January 31, 2017), $29 annual fee for a supplementary cardholder and earn 20,000 sign up bonus (if you apply before January 31, 2017)
- BMO Air Miles World Elite MasterCard – $120 annual fee, earn 2,000 sign up bonus Air Miles (if you apply before January 12, 2017).
- BMO CashBack World Elite MasterCard – $120 annual fee, earn $150 sign up bonus cash back (if you apply before January 12, 2017). Earn $50 cash back after your first purchase and earn an additional $100 cash back after spending$3,000 in the first 3 months.
- TD Aeroplan Visa Infinite Card – $120 annual fee (first year fee waived if you apply before March 5, 2017), earn 25,000 sign up bonus Aeroplan miles (if you apply before March 5, 2017). Earn 15,000 miles after your first purchase and earn 10,000 anniversary bonus miles when you keep your account active for 12 consecutive months.
- CIBC Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 50,000 sign up Aeroplan bonus miles (if you apply before February 28, 2017). Earn 25,000 miles after your first purchase, 25,000 miles when you spend $1,000 within the first 3 monthly statements. *Warning, once in a life time sign up bonus rule for this promotional offer.*
Can we see a repeat next year?
Let me know if I missed any worthy higher than normal credit card sign up bonus promotions!