American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Top Credit Card Higher than Normal Sign Up Bonuses for January 2018
As per requested from last month, I included the normal sign up bonus information as well. Thanks for the suggestion Marja!
Note that we also have two other types of monthly lists going on:
Please let us know in the comment section below if you would like to see other types of monthly lists as well!
For today, I am listing the credit cards that are offering a higher than normal sign up bonus. I ranked the credit cards by the price of the annual fees (lowest to highest):
- BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before March 31, 2018). Normally 200 sign up bonus.
- BMO Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after the first purchase (if you sign up before January 14, 2018). Normally 200 sign up bonus.
- Scotiabank Scene Visa – no annual fee, earn 4,000 sign up bonus Scene points after spending $500 in the first 3 months (if you apply before February 28, 2018). Normally 2,000 sign up bonus.
- Scotiabank More Rewards Visa Card – no annual fee, earn 15,000 sign up bonus More Reward points after making the first purchase within 90 days (if you apply before April 30, 2018). Normally 5,000 sign up bonus.
- Scotiabank Gold American Express Card – $99 annual fee (first year fee waived if you apply before February 28, 2018), earn 25,000 sign up bonus after spending $1,000 in the first 3 month (if you apply before February 28, 2018). Normally 20,000 sign up bonus.
- American Express Cobalt Card – $10 monthly fee, earn 40,000 sign up bonus. Earn 10,000 after spending $3,000 in the first 3 months (if you applying before January 30, 2018) and earn 2,500 monthly bonus points, per month, after spending $500 in the first 12 months. Normally 30,000 sign up bonus.
- BMO Air Miles World Elite MasterCard – $120 annual fee (first year fee waived if you apply before April 30, 2018), earn 3,000 sign up bonus Air Miles (if you apply before April 30, 2018). Earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months. Normally, 2,000 sign up bonus.
- RBC Visa Infinite Avion – $120 annual fee, earn 25,000 sign up bonus Avion points (if you apply before January 31, 2018). Normally 25,000 sign up bonus.
- TD First Class Travel Visa Infinite Card – $120 annual fee (first your fee waived if you apply before March 1, 2018), earn 50,000 sign up bonus TD Points (if you apply before March 1, 2018). Earn 20,000 TD Points after the first purchase and earn an additional 30,000 TD points when you spend $1,000 in the first 90 days. Normally 20,000 sign up bonus.
- CIBC Aventura Visa Card for Business – $120 annual fee (first year fee waived if you apply before February 28, 2018) and earn 30,000 sign up bonus points ( if you apply before February 28, 2018). Earn 20,000 after the first purchase and an additional 10,000 after spending $1,000 in the first 3 months.
- CIBC Aerogold Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 50,000 sign up bonus Aeroplan miles. Earn 25,000 miles after the first purchase and an additional 25,000 after spending $1,000 in the first 3 months (if you apply before February 28, 2018). Normally 25,000 sign up bonus.
- Scotiabank Platinum American Express Card – $399 annual fee, $99 annual fee for an authorized user and earn 30,000 sign up bonus points after making a purchase in the first 2 months (if you apply before February 28, 2018).
Please let me know if I missed anything. Your feedback is always greatly appreciated!
Oh, my… RBC still can’t get their stuff together. When applying for 25K Avion, you go through all process and they show you “You’ve been approved!” with only 15K card available… and if you try again, they do another hard hit to credit history and advise you that can’t give you response.
One would expect more from RBC. After too many years with Amex, I forgot how inconsistent big banks are.
Thanks for sharing your experience. That seems to be an ongoing issue with RBC’s promotion.
Short update… RBC did send me Visa Infinite, even if I have NOT completed online application (scary). I called to inquire on how many points will I get, and agent commented that they have received information that there is an issue with the card bonus and that they were informed people will be calling about this – so after 20-minute hold (???) the request for “missing” 10K has been submitted. The rest of the points (usual 15K) will post after the first statement, as per usual process.
Keep at it. Thanks for sharing your experience.
I’ve got my Avion card last week and it was under review for a few days, but even before I got my card I could see it in online banking with 25K points on it.
But I have an issue with MBNA Best Western MasterCard, after completion of the application through your link I’ve got something like: thanks for applying but at this time we can’t approve you. When I call Customer Service they couldn’t find anything in their system. I’m worrying about this, hopefully the link is legit. Does anyone else has issues with mbna lately?
Thanks
YMMV with the link on my post. Usually MBNA is pretty good at taking off inactive links. Will take this off my next month’s list if the problem persists.
That’s really funny Matt, but when I applied through your friend’ link (prince of travel) I ended up with two cards one has 25K on it and the other 15K, so now I am waiting for 1.5 bonus to transfer them to BA Avios hopefully it happens this year.