Top Credit Card Higher than Normal Sign Up Bonuses for December 2022

Scotiabank Platinum American Express Card

• $399 annual fee
• $99 annual fee for a supplementary cardholder
• Earn 70,000 sign up bonus Scotia Rewards points (earn 50,000 bonus points after spending $3,000 in the first 3 months and earn a 20,000 bonus points after spending $10,000 in the 14 months) (apply before January 3, 2023)
• Normally 30,000 sign up bonus points
• Have at least $12,000 in personal annual income

• $150 annual fee (first year fee waived) (apply before January 13, 2023)
• Earn 70,000 sign up bonus points (earn 30,000 after spending $5,000 in the first 3 months, earn 10,000 for signing up for the insurance for a minimum of 3 months, earn 30,000 after the first year anniversary and spending $12,000 within the first 12 months) (apply before January 13, 2023)
• Normally no sign up bonus
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management. Or $25,000 in minimum purchases per year (existing client only)

RBC Avion Visa Platinum

• $120 annual fee
• Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before January 31, 2023)
• Normally 15,000 sign up bonus

RBC Visa Infinite Avion

• $120 annual fee
• Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before January 31, 2023)
• Normally 15,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household annual income

RBC Avion Visa Infinite Privilege

• $399 annual fee
• Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before January 31, 2023)
• Normally 25,000 sign up bonus
• Have at least $200,000 in personal annual income or household income

RBC Ion Visa Card

HSBC +Rewards™ Mastercard (non-QC residents only)*

• $25 annual fee (a full annual fee rebate for the primary cardholder for the first year for applying before February 28, 2023)
• $10 authorized user annual fee per card
• Earn up to 35,000 sign up bonus points (earn 30,000 for spending $2,000 within 6 months of account opening and earn 5,000 points when starting the application online) (apply before February 28, 2023)

HSBC +Rewards Mastercard (QC residents only)*

• $25 annual fee
• $10 authorized user annual fee per card
• Earn up to 40,000 sign up bonus points (earn 40,000 points for keeping the account open and active for 6 months and earn 5,000 points when starting the application online) (apply before February 28, 2023)

HSBC World Elite® MasterCard (non-QC residents only)*

• $149 annual fee (a full annual fee rebate for the primary cardholder for the first year for applying before February 28, 2023)
• No annual fee for adding an authorized user Authorized User Annual Fee: $50 Per Card
• Earn up to 80,000 points (earn 20,000 Welcome Bonus points, earn 40,000 points for spending $6,000 within 6 months of account opening and earn 20,000 points as an anniversary bonus) (apply before February 28, 2023)
• Receive a $100 annual travel enhancement credit
• Normally 20,000 welcome bonus
• No foreign transaction fees (only the exchange rate will apply)
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management in Canada

HSBC World Elite MasterCard (QC residents only)*

• $149 annual fee
• No annual fee for adding an authorized user Authorized User Annual Fee: $50 Per Card
• Earn up to 110,000 points (earn 20,000 Welcome Bonus points, earn 70,000 points for keeping the account open and active for 6 months and earn 20,000 points as an anniversary bonus) (apply before February 28, 2023)
• Receive a $100 annual travel enhancement credit
• Normally 20,000 welcome bonus
• No foreign transaction fees (only the exchange rate will apply)
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management in Canada

*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.

• $165 annual fee
• $75 fee for supplemental cardholders
• Earn 60,000 sign up bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 in the first 3 months, earn 10,000 bonus Avios (within 12-15 weeks after the first year anniversary) (apply before February 28, 2023)
• Have at least $60,000 in personal annual income or $100,000 household annual income
• Normally 50,000 sign up bonus

May 2023

TD First Class Travel Visa Infinite Card

• $139 annual fee (first year fee waived) (apply before May 28, 2023)
• $50 annual fee for supplementary cardholders
• Earn 145,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 115,000 TD points after spending $5,000 within 180 days, earn a 10,000 Birthday bonus) (apply before May 28, 2023)
• Normally 20,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

July 2023

BMO Air Miles MasterCard

• No annual fee
• Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (apply before July 31, 2023)
• Normally 200 sign up bonus miles

BMO Air Miles World Elite MasterCard

• $120 annual fee (first year fee waived if you apply before July 31, 2023)
• Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (apply before July 31, 2023)
• Normally 1,000 sign up bonus miles
• Have at least $80,000 in personal annual income or $150,000 household annual income

BMO eclipse Visa Infinite Card

• $120 annual fee (first year fee waived by applying before July 31, 2023)
• Earn 10% more points for adding a supplementary cardholders
• Earn 60,000 sign up bonus BMO Reward points (earning 30,000 sign up bonus points and another 30,000 after spending $3,000 in the first 3 months) (apply before July 31, 2023)
• Earn 2,500 BMO Rewards bonus points for each subsequent month with at least $2,000 in net purchases
• Receive an annual $50 lifestyle credit
• Normally 30,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household annual income

BMO eclipse Visa Infinite Privilege Card

• $499 annual fee
• Earn 90,000 signup bonus BMO Reward points (earn 50,000 sign up bonus after spending $6,000 in the first 3 months and earn 40,000 bonus points after 12 months by spending $100,000) (apply before July 31, 2023)
• Normally 50,000 sign up bonus
• Have at least $150,000 in personal annual income or $200,000 household annual income

• $120 annual fee (waived the first year by applying before December 31, 2023)
• $50 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (apply before December 31, 2023)
• Normally 35,000 bonus points