American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | HSBC | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Top Credit Card Higher than Normal Sign Up Bonuses for February 2020
Quite a few offers ended in January, especially the American Express offers, but others have been extended, namely the BMO and RBC cards.
Top Higher than Normal Sign Up Bonuses for February 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
- No annual fee
- Earn 800 sign up bonus Air Miles (earn 400 miles after the first purchase and another 400 miles after spending $1,000 within the first 3 months) (if you apply before March 3, 2020)
- Normally 200 sign up bonus
- No annual fee
- Earn 20,000 sign up bonus points (earn 10,000 after the first purchase and another 10,000 after spending $1,000 in the first 3 months) (if you apply before May 3, 2020)
- Normally 10,000 sign up bonus
TD Aeroplan Visa Platinum Credit Card
- $89 annual fee (first year fee waived if you apply before March 2, 2020)
- $35 annual fee for supplementary cardholders
- Earn 25,000 sign up bonus miles (earn 10,000 Aeroplan miles after the first purchase, earn 5x the miles, up to 15,000 in bonuses in the first 3 months) (if you apply before March 2, 2020)
- Normally 10,000 Aeroplan miles
RBC WestJet World Elite MasterCard
- $119 annual fee
- Earn $350 sign up bonus points (earn $250 after the welcome bonus and another $100 after the first purchase in the first 3 months) (if you apply before March 31, 2020)
- Normally $250 sign up bonus
BMO Air Miles World Elite MasterCard
- $120 annual fee (first year fee waived if you apply before March 3, 2020)
- Earn 3,000 sign up bonus Air Miles (earn 1,000 miles after the first purchase and earn an additional 2,000 miles after spending $3,000 within the first 3 months) (if you apply before March 3, 2020)
- Normally, 2,000 sign up bonus
- Have at least $80,000 in personal annual income or $150,000 household income
CIBC Aerogold Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before July 5, 2020)
- Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and another 15,000 after spending $10,000 in the first year that will be posted on the anniversary year of the card) (if you apply before July 5, 2020)
- Normally 20,000 points
- Have at least $35,000 in personal annual income
CIBC Aerogold Visa Business Card Plus
- $120 annual fee (waived if you apply before March 1, 2020)
- Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months) (if you apply before March 1, 2020)
- Normally 20,000 Aeroplan miles
- Approval based on business documentation
CIBC Aventura Visa Card for Business Plus
- $120 annual fee (waived if you apply before March 1, 2020)
- Earn 35,000 sign up bonus points (earn 20,000 after the first purchase and another 15,000 after spending $3,000 in the first 4 months) (if you apply before March 1, 2020)
- Normally 20,000 points
- Approval based on business documentation
CIBC Aventura Visa Card for Business
- $120 annual fee (waived if you apply before March 1, 2020)
- Earn 35,000 sign up bonus points (earn 20,000 after the first purchase and another 15,000 after spending $3,000 in the first 4 months) (if you apply before March 1, 2020)
- Normally 20,000 points
- Approval based on business documentation
- $120 annual fee (first year fee waived if you apply before July 5, 2020)
- Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 15,000 points after spending $10,000 in the first anniversary year) (if you apply before July 5, 2020)
- Normally 15,000 Aventura miles
- Have at least $60,000 in personal annual income or $100,000 household income
CIBC Aventura Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before July 5, 2020)
- Earn 35,000 sign up bonus Aventura points (earn 20,000 points after the first purchase, and earn 15,000 points after spending $10,000 in the first anniversary year) (if you apply before July 5, 2020)
- Normally 15,000 points
- Have at least $60,000 in personal annual income or $100,000 household income
TD Aeroplan Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before March 2, 2020)
- $50 annual fee for supplementary cardholders
- Earn 30,000 sign up bonus miles (earn 15,000 Aeroplan miles after the first purchase, earn 5x the miles, up to 15,000 in bonuses in the first 3 months) (if you apply before March 2, 2020)
- Normally 15,000 Aeroplan miles
- Have at least $60,000 in personal annual income or $100,000 household income
TD First Class Travel Visa Infinite Card
- $120 annual fee (first year fee waived if you apply before March 2, 2020)
- $50 annual fee for supplementary cardholders
- Earn 80,000 sign up bonus points (earn 20,000 points after the first purchase and earn 5x the points, up to 20,000 a month, for the first 3 months) (if you apply before March 2, 2020)
- Normally 20,000 points
- Have at least $60,000 in personal annual income or $100,000 household income
- $120 annual fee
- $50 annual fee for supplementary cardholders
- Earn 35,000 sign up bonus points (if you apply before February 28, 2020)
- Normally 15,000 points
- Have at least $60,000 in personal annual income or $100,000 household income
Scotiabank Passport Visa Infinite Card
- $139 annual fee
- $50 annual fee for each supplementary card (first supplementary card free)
- Earn 35,000 Scotia Rewards sign up bonus points (earn 25,000 after spending $1,000 in the first 3 months and earn 10,000 Scotia Rewards bonus points annually after spending $40,000 in a calendar year) (if you apply before March 1, 2020)
- Earn 2,000 Scotia Rewards bonus points after every $10,000 in addition to the first $40,000 in a calendar year
- Normally 25,000 points
- Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management
- $149 annual fee (first year fee waived if you apply before March 9, 2020; except Quebec)
- No annual fee for supplementary cardholders
- Earn 70,000 sign up bonus points (Quebec only), (earn 20,000 welcome bonus points and earn 50,000 for keeping the account open for 90 days) (if you apply before March 9, 2020)
- Earn 40,000 sign up bonus points (rest of Canada) (earn 20,000 welcome bonus points and earn 20,000 bonus points after spending $3,000 in the first 90 days) (if you apply before March 9, 2020)
- Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management
CIBC Aerogold Visa Business Card
- $180 annual fee (first year fee waived if you apply before March 1, 2020)
- Earn 35,000 sign up bonus Aeroplan miles (earn 20,000 after the first purchase and earn 15,000 after spending $3,000 within the first 4 months) (if you apply before March 1, 2020)
- Normally 20,000 Aeroplan miles
- Approval based on business documentation
CIBC Aerogold Visa Infinite Privilege Card
- $399 annual fee
- $99 annual fee for an authorized user
- Earn 50,000 sign up bonus Aeroplan miles (earn 25,000 Aeroplan miles after the first purchase and earn an additional 25,000 Aeroplan miles after spending $3,000 after the first 3 months) (if you apply before March 1, 2020)
- Normally 25,000 sign up bonus
- Have at least $200,000 in personal annual income
CIBC Aventura Visa Infinite Privilege Card
- $399 annual fee
- $99 annual fee for an authorized user
- Earn 50,000 sign up bonus Aventura points (earn 25,000 Aventura points after the first purchase and earn an additional 25,000 Aventura points after spending $3,000 after the first 3 months) (if you apply before March 1, 2020)
- Normally 25,000 sign up bonus
- Have at least $200,000 in personal annual income
TD Aeroplan Visa Infinite Privilege Card
- $399 annual fee
- $99 annual fee for an authorized user
- Earn 40,000 sign up bonus Aeroplan miles (earn 25,000 Aeroplan miles after the first purchase, earn 5x the miles, up to 15,000 in bonuses in the first 3 months) (if you apply before March 2, 2020)
- Normally 25,000 sign up bonus
- Have at least $200,000 in personal annual income
Note that we also have two other types of monthly lists going on:
Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!
Small typo in the TD Visa PLAT card….should read 25,000 bonus.
might make an interesting post to explain why the differential reward level Quebec vs rest of Canada. It’s bad enough that the differences are so great between US and Canada.
Earn 70,000 sign up bonus points (Quebec only), (earn 20,000 welcome bonus points and earn 50,000 for keeping the account open for 90 days) (if you apply before March 9, 2020)
Earn 40,000 sign up bonus points (rest of Canada) (earn 20,000 welcome bonus points and earn 20,000 bonus points after spending $3,000 in the first 90 days) (if you apply before March 9, 2020)
Fixed! Thanks for the heads up Rod.
Also, that is a good post idea. May look into that in the future. Short answer is that Quebec has different laws, which is why companies have to offer different products. A better question would be why do they have different laws?!