Top Credit Card Higher than Normal Sign Up Bonuses for January 2021

• $120 annual fee (waived the first year if you apply before October 31, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (if you apply before October 31, 2021)
• Normally 35,000 bonus points

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived if you apply before May 30, 2021)
• $50 annual fee for supplementary cardholders
• Earn 60,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 40,000 TD points after spending $1,500 within 90 days) (if you apply before May 30, 2021)
• Normally 40,000 TD points
• Have at least $60,000 in personal annual income or $100,000 household income

National Bank World Elite MasterCard

• $150 annual fee (first year fee waived if you apply before January 31, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 30,000 points after spending $4,000 in the first 3 months (if you apply before January 31, 2021)
• Receive $250 in travel fee refunds annually (e.g. seat selection, airport parking and baggage fees)
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management. Or $25,000 in minimum purchases per year (existing client only)

Scotiabank Passport Visa Infinite Business Card

• $199 annual fee
• $50 annual fee for a supplementary card (first card fee waived)
• Earn 40,000 sign up bonus Scotia Reward points (earn 30,000 for spending $5,000 within the first 3 months and earn 10,000 Scotia Reward bonus points for spending $60,000 in the first 12 months) (if you apply before February 28, 2021)
• Normally 30,000 sign up bonus points
• Have at least $60,000 personal annual income, $100,000 annual household income or $250,000 assets under management, as well as a minimum business annual sales revenue of $500,000