Top Credit Card Higher than Normal Sign Up Bonuses for October 2016

Another month, another list of higher than normal credit card sign up bonus promotions. As we close out the year, it does seem like we may be closing out the year strong, granted many of the current offers expire at the end of the month. This year has been a great overall year for credit card sign up bonuses, even though we’ve been seeing record high profits from the major banks.

That being said, there are some nice sign up bonuses to be had within the list below. Hopefully we will see a few more in November and December.

List of Top Credit Cards Sign Up Bonuses

For now, I have ranked the few credit cards promotions by the price of the annual fees (lowest to highest) and then in alphabetical order:

• BMO SPC CashBack MasterCard – no annual fee, earn $60 cash back (if you apply before October 31, 2016)

• Scotiabank Scene Visa Card – no annual fee, earn 4,000 sign up bonus Scene points (if you sign up before October 31, 2016)

• BMO Air Miles MasterCard – no annual fee, earn 800 sign up bonus Air Miles (if you sign up before January 12, 2017). Earn 400 bonus miles after your first purchase and earn an additional 400 bonus miles after spending $1,000 in the first 3 months)

• BMO SPC CashBack MasterCard – no annual fee, earn $60 cash back (if you apply before October 31, 2016). Earn $30 cash back after your first purchase and earn an additional $30 cash back after spending $1,000 in the first 3 months.

• BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after your first purchase (if you sign up before October 31, 2016).

• BMO CashBack MasterCard – no annual fee, earn $75 cash back (if you apply before January 12, 2017). Earn $25 cash back after your first purchase and earn an additional $50 cash back after spending $1,500 in the first 3 months.

• TD Aeroplan Visa Platinum Card – $89 annual fee, $35 annual fee for an authorized user and earn 20,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 10,000 miles after your first purchase, 5,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• Scotiabank Gold American Express Card – $99 annual fee, earn 20,000 sign up bonus points (if you sign up before October 31, 2016)

• CIBC Aventura Visa Card for Business – $120 annual fee (first year free waived if you apply before November 30, 2016), earn 25,000 sign up bonus points (if you apply before November 30, 2016).

• BMO CashBack World Elite MasterCard – $120 annual fee, earn $150 sign up bonus cash back (if you apply before October 31, 2016). Earn $50 cash back after your first purchase and earn an additional $100 cash back after spending$3,000 in the first 3 months.

• RBC Cathay Pacific Visa Platinum – $120 annual fee, earn 30,000 sign up bonus Asia Miles. Earn 15,000 upon signing up and earn 15,000 after spending $7,500 within the first 3 months (if you apply before October 31, 2016).

• TD Aeroplan Visa Infinite – $120 annual fee (first year fee waived if you apply before December 2, 2016), earn 30,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 15,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• TD Aeroplan Visa Business Card – $149 annual fee, $49 annual fee for an authorized user and earn 35,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 20,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

• RBC British Airways Visa Infinite – $165 annual fee, earn 50,000 sign up bonus Avios (if you apply before October 31, 2016) when you spend $9,000 in the first 3 months.

• TD Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 55,000 sign up Aeroplan bonus miles (if you apply before December 2, 2016). Earn 25,000 miles after your first purchase, 25,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).

Let me know if I missed any worthy higher than normal credit card sign up bonus promotions!