[PROMOTIONS] BMO Credit Cards (expired)
A few days ago, we wrote about the BMO World Elite MasterCard. Now we are going to mention about a few other BMO credit card promotions that end on January 31, 2014. The following credit cards have an additional bonus points:
BMO Shell Air Miles World MasterCard
- $99 annual fee
- Earn a $100 Shell gift card when you spend $200 by January 31, 2014 (only available for new accounts)
- Earn 2 Air Miles per $15 spent on National Car Rental and Alamo Rent A Car locations worldwide
- Earn 1.25 Air Mile per $15 spent on Shell locations in Canada
- Earn 1 Air Mile per $15 spent on all other purchases
- 25% discount on reward miles required for all Air Miles flights
BMO Shell CashBack World MasterCard
- $79 annual fee
- Earn a $100 Shell gift card when you spend $200 by January 31, 2014 (only available for new accounts)
- Earn 3 cents cash back for every $1 spent on purchases at Shell gas stations (in Canada), National Car Rental (worldwide) and Alamo Rent A Car (worldwide)
- Earn 1.25 cents cash back for every $1 spent on all other purchases
- Free Roadside Assistance Program
I would have liked to see the annual fee waived on the World credit cards, but the $100 Shell gift card does essentially make up for it. Problem is, there is little reason to retain any of these credit cards beyond the first year, unless you value the Roadside Assistance Program, which is valued at $69 (for the Cash Back credit card) or you can take advantage of the 25% discount on reward miles required for an Air Mile flight (for the Air Miles credit card). These two perks can make the card worth it beyond the first year if you can use them to their potential.
If you are not interested in paying any annual fees, I would consider the following:
- No annual fee
- Earn a $25 Shell gift card when you spend $200 by January 31, 2014 (only available for new accounts)
- Earn 1.5 cents cash back for every $1 spent on purchases at Shell gas stations (in Canada), National Car Rental (worldwide) and Alamo Rent A Car (worldwide)
- Earn 0.5 cents cash back for every $1 spent on all other purchases
BMO Shell Air Miles MasterCard
- No annual fee
- Earn a $25 Shell gift card when you spend $200 by January 31, 2014 (only available for new accounts)
- Earn 1.5 Air Miles per $20 spent on National Car Rental and Alamo Rent A Car locations worldwide
- Earn 1.25 Air Mile per $20 spent on Shell locations in Canada
- Earn 1 Air Mile per $20 spent on all other purchases
- No annual fee
- Earn 200 bonus Air Miles points after your first purchase by January 31, 2014
- 1.5 Air Mile per $20 spent on National Car Rental and Alamo Rent A Car locations worldwide
- Earn 1.25 Air Mile per $20 spent on Shell locations in Canada
- Earn 1 Air Mile per $20 spent on all other purchases
- Up to 25% off rentals at National Car Rental and Alamo Rent A Car locations worldwide
The BMO Air Miles MasterCard is probably the top choice between the three credit cards since 200 Air Miles is worth more than $25, as well as the 25% off car rentals. This is not as good as the previous 500 points sign up bonus, but at least this time there is no $200 minimum spend requirement. So if you missed out last time, you can go for it this time around.