Canadian Imperial Bank of Commerce (CIBC)

| | | |

Top Credit Card Higher than Normal Sign Up Bonuses for March 2019

ByMatt

Quite a few promotions that were carrying over from 2018 came to an end last month. Some were extended and some were changed. This month is the beginning of many new 2019 offers. Several other 2018 promotions are coming to an end this month.

Featured Card
This is going to the be the first time that I give this idea a try. Every time I post a monthly top credit cards post, I will try to feature at least 1 credit card that I think is worth mentioning. There could be some months that I do not mention any cards. For this month, I would take a second look at the Scotiabank Passport Visa Infinite Card.

| | | | | | |

Top Cash Back Credit Card Offers for February 2019

ByMatt

This is the first cash back list of the year. Just like our other two lists…

Best Current First Year Fee Waived Cards
Top Higher than Normal Sign Up Bonus Offers
… most of the current offers are carried over from last year. Last year was probably the stronger cash back offers ever in Canada. As we begin the new year, I am a little torn. I like seeing the competition elevate in the credit card rewards industry. However, the more emphasis there is on cash back, the less there will be on miles and points.

| | | |

Top Credit Card Higher than Normal Sign Up Bonuses for February 2019

ByMatt

Many of the 2018 offers are about to expire at the end of this month, so there are not too many changes from last month’s list. I did however changed the format of how I list the credit cards.

Starting next month, we can expect to see some changes or extensions to current offers. Either way, below is the current list.

| | |

Best Current First Year Fee Waived Cards for January 2019

ByMatt

Let’s get the New Year going with the latest first year fee waived cards. Having the first year fee waived is valuable because it allows people to try out a credit card without worrying about the fee before deciding whether the fee is warranted. 

Just like the other two lists, most of the current offers are carried over from last year. 

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

| | | | | | |

Top Cash Back Credit Card Offers for January 2019

ByMatt

This is the first cash back list of the new year, so expect that most of the offers are carried over from 2018.

I must say, 2018 was an amazing year for cash back credit cards. Can they top it this year?

Personally, I still rather collect miles and points. So my hope is that the competitive cash back market is going to put pressure on partnerships with airlines and hotels to up their game. That being said, I feel slightly pessimistic about this hope because it does seem like the industry is going to continue to shift towards more cash back. Here’s hoping that I am wrong!

| | | |

Top Credit Card Higher than Normal Sign Up Bonuses for January 2019

ByMatt

We start the new year with many offers carrying over from 2018. It usually takes a few months before the new year gets going due to the carryovers. I ranked the credit cards by the price of the annual fees…

| | | |

Best Current First Year Fee Waived Cards for December 2018

ByMatt

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

| | | | |

Top Cash Back Credit Card Offers for December 2018

ByMatt

As we close out the year, I would like to point out that it has been a significant year for cash back credit cards. For better or worse, there have been many significant promotional offers, including some current 10% cash back bonuses.

| | |

Top Credit Card Higher than Normal Sign Up Bonuses for December 2018

ByMatt

Most promotions started on November 1, 2018, so there are only a few minor changes this month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard – no annual…