Rogers Bank

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Best Current First Year Fee Waived Cards for May 2017

Another month, another Best Current First Year Fee Waived Cards list. I divided the list into two types: permanent offers (i.e. no specified expiry date) and promotional offers (with an expiry date).

We also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sigh Up Bonus Offers

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2017)

It has been exactly 6 months since the last time I updated this list. The reason is because there has been very little movement until the past two months, where there were quite a few changes in the credit card industry that warrants an update to the rankings. Last year was a strong year for credit cards, so I assumed that 2017 would be a slow down year anyway. Unfortunately, most of the changes so far to the industry have been negative. Companies that moved down the list is because of a negative change. The ones that moved up is due to the downfall of the other companies.

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Best Current First Year Fee Waived Cards for April 2017

Another month, another Best Current First Year Fee Waived Cards list. The first list was popular enough that I will continue with this monthly trend.

Permanent Offers

These are credit cards that do not have an expiry date on their first year fee waived offer. Note that it also means that they can end the offer at any time without

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Current Credit Card Strategy

I have been asked this question fairly often, so I think that I am due for writing a post about my current credit card strategy.

First off, I would like to go on record saying that my main goal has always been to bring my credit card bills down to zero. Any time I can find ways (not an easy feat) to reduce my costs, that is my highest priority. The goal is to keep my overall total monthly credit card bills to under $1,000 per month for a family of 3 and a business, which has been working out (minus a one time home renovation bill)!

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Best Current First Year Fee Waived Cards (updated February 26, 2017)

As per some feedback, I think that I continue with monthly post listing out the best current first year fee waived offers. Granted, maybe I may need another list to cover other offers that do not fall under these two categories.

Either way, you can always stay up to date on the best credit card offers in my top credit cards page on the menu bar.

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Best Current First Year Fee Waived Cards (updated January 26, 2017)

First year fee waived promotions are extremely valuable. One of the biggest deterrence of signing up for a credit card is a hefty annual fee. By waiving the first year annual fee, customers can get a free trial before deciding whether they want to keep it going.

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Best Credit Cards for Foreign Purchases (updated January 22, 2017)

A question that has been frequently asked. Which credit card should I use when I am abroad? Different credit card companies have their own ways of selling it. You may see a lot of advertisement about best credit card to use when travelling. However, just to make that distinction, some credit cards are great to use for travel expenses that are spent in Canadian dollars, while other credit cards are better to use on purchases that are in foreign currencies.

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Best Travel Credit Cards

The question of which is the best travel credit card has been asked frequently. I would not say that there is one absolute best credit card out there. However, you can argue that there is a best credit card for specific travel situations. I have included 3 key factors to consider when determining which is the best credit card to use under certain situations.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2016)

A few changes to the credit card industry, as well as a new addition warrants an update to this list. Below is the explanation of each grouping: