Top Credit Card for Purchasing Groceries (updated on June 21, 2015)

I’m not sure which part of the country that you live in, but wherever I go, I feel that my grocery bill consistently grows, regardless of how hard I try to find things on discount. Seeing as food is a necessity, it is certain that it is a big chuck of our monthly bills. Therefore, it is very useful to have a solid credit card that gives us a great return for grocery purchases. Below is a list of the top credit cards, also not that some of the credit card as more valuable only for the first few months before moving on to something else:

American Express SimplyCash Preferred Card

• $79 annual fee
• Earn 5% cash back on all purchases (for the first 6 months) (up to $400 cash back)

American Express SimplyCash Card 

• No annual fee
• Earn 5% cash back for every $1 spent on grocery store purchases (up to $250 cash back for the first 6 months)

MBNA Smart Cash Platinum Plus MasterCard

• No annual fee
• Earn 5% cash back spent on grocery store purchases (within the first 6 months)

Scotiabank Gold American Express Card

• $99 annual fee
• Earn 4 points for every $1 spent on grocery store purchases

Scotiabank American Express Platinum Card

• $399 annual fee
• Earn 4 points for every $1 spent on grocery store purchases

Scotia Momentum Visa Infinite Card

• $99 annual fee (waived the first year if you apply before June 30, 2015)
• Earn 4% cash back for every $1 spent on grocery store purchases

American Express Gold Rewards Card

• $150 annual fee (waived the first year)
• Earn 2 points for every $1 spent on grocery store purchases