Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | National Bank | Scotiabank | Toronto Dominion (TD)
Top Credit Card Higher than Normal Sign Up Bonuses for November 2016
We are on the final 2 months of a strong year of higher than normal credit card sign up bonuses that went along with record high bank profits, which is a nice surprise, because I would think that when banks are making a lot of money, they aren’t as interested in finding new clients.
For this month, BMO decided to extended several of its bonus offers. CIBC also decided to jump into the game as well!
List of Top Credit Cards Sign Up Bonuses
For now, I have ranked the few credit cards promotions by the price of the annual fees (lowest to highest) and then in alphabetical order:
- BMO Air Miles MasterCard – no annual fee, earn 800 sign up bonus Air Miles (if you sign up before January 12, 2017). Earn 400 bonus miles after your first purchase and earn an additional 400 bonus miles after spending $1,000 in the first 3 months)
- BMO CashBack MasterCard – no annual fee, earn $75 cash back (if you apply before January 12, 2017). Earn $25 cash back after your first purchase and earn an additional $50 cash back after spending $1,500 in the first 3 months.
- Scotiabank Scene Visa Card – no annual fee, earn 4,000 sign up bonus Scene points (if you sign up before January 31, 2017).
- BMO SPC CashBack MasterCard – no annual fee, earn $60 cash back (if you apply before January 12, 2017). Earn $30 cash back after your first purchase and earn an additional $30 cash back after spending $1,000 in the first 3 months.
- BMO SPC Air Miles MasterCard – no annual fee, earn 500 sign up bonus Air Miles after your first purchase (if you sign up before January 12, 2017).
- TD Aeroplan Visa Platinum Card – $89 annual fee, $35 annual fee for an authorized user and earn 20,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 10,000 miles after your first purchase, 5,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).
- Scotiabank Gold American Express Card – $99 annual fee (first year fee waived if you apply before January 31, 2017), $29 annual fee for a supplementary cardholder and earn 20,000 sign up bonus (if you apply before January 31, 2017)
- BMO Air Miles World Elite MasterCard – $120 annual fee, earn 2,000 sign up bonus Air Miles (if you apply before January 12, 2017).
- BMO CashBack World Elite MasterCard – $120 annual fee, earn $150 sign up bonus cash back (if you apply before January 12, 2017). Earn $50 cash back after your first purchase and earn an additional $100 cash back after spending $3,000 in the first 3 months.
- CIBC Aventura Visa Card for Business – $120 annual fee (first year free waived if you apply before November 30, 2016), earn 25,000 sign up bonus points (if you apply before November 30, 2016).
- TD Aeroplan Visa Infinite – $120 annual fee (first year fee waived if you apply before December 2, 2016), earn 30,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 15,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).
- TD Aeroplan Visa Business Card – $149 annual fee, $49 annual fee for an authorized user and earn 35,000 sign up bonus Aeroplan miles (if you apply before December 2, 2016). Earn 20,000 miles after your first purchase, 10,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).
- National Bank World Elite MasterCard – $150 annual fee, $50 for supplementary cardholders, earn 30,000 sign up bonus (if you apply before December 15, 2016).
- CIBC Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 50,000 sign up Aeroplan bonus miles (if you apply before February 28, 2017). Earn 25,000 miles after your first purchase, 25,000 miles when you spend $1,000 within the first 3 monthly statements. *Warning, once in a life time sign up bonus rule for this promotional offer.*
- TD Aeroplan Visa Infinite Privilege Card – $399 annual fee, $99 annual fee for an authorized user and earn 55,000 sign up Aeroplan bonus miles (if you apply before December 2, 2016). Earn 25,000 miles after your first purchase, 25,000 miles when you spend $1,000 within 90 days and 5,000 miles when you add a supplementary cardholder (need to be activated by January 16, 2017).
Let me know if I missed any worthy higher than normal credit card sign up bonus promotions!
Matthew…great job, as usual.
I can’t see anywhere on the TD website that states the annual fee is waived on the TD Aeroplan Infinite Visa card. Can you point me to the link that shows you that?
Thanks…Dave
The link I provided says Annual Fee Rebate in bold in the light green box under the credit card picture. Could it by the IP address that you are accessing from?
Thanks Matthew, now I see it. Strange, as I accessed directly through the TD Canada Trust website.
Cheers…Dave
It’s a special link. You may not see it from the TD site. Be careful with that because credit card companies will not honour certain promotions if they are not from a certain link.
Matthew, for this one…BMO Air Miles World Elite MasterCard – $120 annual fee, earn 2,000 sign up bonus Air Miles
is it just a straight sign up bonus probably after a first purchase? If so I may delay cutting up my Air Miles card 🙂
Good question Rod. The terms and conditions do not actually specify. I would call BMO to confirm. I’m not interested in this card though 😛
This is a great list!
Thanks Jenika! Appreciate the support!