Top Credit Card Higher than Normal Sign Up Bonuses for March 2021

For this month’s list, the HSBC and RBC offers are coming to an end, but we introduce the 40,000 sign up bonus Scotiabank Gold American Express.

Top Higher than Normal Sign Up Bonuses for March 2021

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

March 2021

HSBC Premier World Elite MasterCard

• $99 annual fee (first year fee waived if you apply before March 29, 2021; except Quebec)
• Earn 60,000 sign up bonus points (Quebec only), (if you apply before March 29, 2021) (earn 20,000 after the first purchase and earn 40,000 bonus points after spending $5,000 in the first 180 days)
• Earn 40,000 sign up bonus points (rest of Canada), (if you apply before March 29, 2021); earn 20,000 after the first purchase and earn 20,000 bonus points after spending $5,000 in the first 180 days)
• Earn 6 points for every $1 spent on travel purchases
• Earn 3 points for every $1 spent on all other purchases
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

RBC WestJet World Elite MasterCard

• $119 annual fee
• Earn $450 sign up bonus points (earn $250 after the welcome bonus and another $200 after spending $5,000 in the first 3 months) (if you apply before March 31, 2021)
• Normally $250 sign up bonus WestJet dollars

HSBC World Elite MasterCard

• $149 annual fee (first year fee waived if you apply before March 29, 2021; except Quebec)
• Earn 70,000 sign up bonus points (Quebec only), (if you apply before March 29, 2021) (earn 20,000 after the first purchase and earn 50,000 bonus points after spending $5,000 in the first 180 days)
• Earn 40,000 sign up bonus points (rest of Canada), (if you apply before March 29, 2021); earn 20,000 after the first purchase and earn 20,000 bonus points after spending $5,000 in the first 180 days)
• Earn 6 points for every $1 spent on travel purchases
• Earn 3 points for every $1 spent on all other purchases
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

May 2021

American Express Choice Card

• No annual fee
• Earn 12,500 sign up bonus points after spending $1,250 in the first 3 months (if you apply before May 5, 2021)
• Earn 1 point for every $1 spent on all purchases
• Normally 10,000 sign up bonus points

American Express Cobalt Card

• $10 monthly fee
• Earn 45,000 sign up bonus points (earn 2,500 bonus points for spending $500 per month up to 30,000 points and Plus, earn 15,000 bonus points after spending $3,000 in the first 3 months) (if you apply before May 5, 2021)
• Earn 5 points at eligible bars, cafés, food delivery and restaurant purchases in Canada
• Earn 2 points for every $1 spent on gas, transit and travel purchases in Canada
• Earn 1 point for every $1 spent on all other purchases
• Normally 30,000 sign up bonus points

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived if you apply before May 30, 2021)
• $50 annual fee for supplementary cardholders
• Earn 60,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 40,000 TD points after spending $1,500 within 90 days) (if you apply before May 30, 2021)
• Normally 40,000 TD points
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 50,000 sign up Aeroplan bonus points (if you apply before May 30, 2021)
  • Earn 20,000 after the first purchase
  • For outside Quebec residents, earn 30,000 after spending $1,000 in the first 3 months
  • For Quebec residents, earn 30,000 after holding the card for 90 days in good standing
• Earn 2 points per $1 spent on Air Canada purchases
• Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
• Earn 1.5 point per $1 spent at participating Starbucks locations (purchases before November 7, 2021)
• Earn 1.25 point per $1 spent on all other purchases
• Normally 20,000 sign bonus points

July 2021

CIBC Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $149 annual fee for supplementary cardholders (up to 9 cardholders)
• Earn 75,000 sign up Aeroplan bonus points (if you apply before July 4, 2021)
  • Earn 20,000 points after the first purchase
  • Earn 25,000 points after spending $3,000 in the first four months
  • Earn 2,500 points for each of the first 12 months in which you spend $2,000, up to a total of 30,000 Aeroplan points
• Earn 2 points per $1 spent on Air Canada purchases
• Earn 1.5 point per $1 spent on dining, gas, grocery and travel purchases
• Earn 1.25 point per $1 spent on all other purchases
• Save 3 cents off per litre at participating gas stations with Journie Rewards
• Normally 20,000 sign bonus points

August 2021

Scotiabank Gold American Express

• $120 annual fee
• $29 annual fee for a supplementary cardholder
• Earn 40,000 sign up bonus points (after spending $1,000 in the first 3 months) (if you apply before August 31, 2021)
• Normally 20,000 sign up bonus points
• Have at least $12,000 in personal annual income

October 2021

BMO Air Miles MasterCard

• No annual fee
• Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (if you apply before October 31, 2021)
• Earn up to 5x the miles at Shell locations (until December 31, 2020)
• Normally 200 sign up bonus miles

BMO Rewards MasterCard

• No annual fee
• Earn 15,000 sign up bonus points (after spending $1,000 in the first 3 months) (if you apply before October 31, 2021)
• Normally 10,000 sign up bonus points

BMO Air Miles World Elite MasterCard

• $120 annual fee (first year fee waived if you apply before October 31, 2021)
• Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (if you apply before October 31, 2021)
• Normally, 2,000 sign up bonus miles (but new offers may be the new normal)
• Have at least $80,000 in personal annual income or $150,000 household income

BMO Rewards Business MasterCard

• $120 annual fee (waived the first year if you apply before October 31, 2021)
• $50 annual fee for a supplementary cardholder
• Earn 50,000 sign up bonus points after spending $5,000 in the first 3 months (if you apply before October 31, 2021)
• Normally 35,000 bonus points

Note that we currently have other types of monthly lists going on:

• Best Current First Year Fee Waived Cards
• Top Current 10% Cash Back Portfolio

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!