Top Credit Card Higher than Normal Sign Up Bonuses for September 2021

The Scotiabank Gold American Express promotion that expired last month got extended to November, while the RBC WestJet World Elite MasterCard had a slight change to its offer that now expires in January.

As for this month, there are several promotions expiring from American Express, HSBC and RBC.

Top Higher than Normal Sign Up Bonuses for September 2021

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

September 2021

American Express Marriott Bonvoy Business Card

HSBC Premier World Elite MasterCard

• $99 annual fee (first year fee waived if you apply before September 27, 2021; except Quebec)
• Earn 90,000 sign up bonus points (Quebec only), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 40,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 70,000 sign up bonus points (rest of Canada), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 20,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Normally 20,000 sign up bonus
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

HSBC World Elite MasterCard

• $149 annual fee (first year fee waived if you apply before September 27, 2021; except Quebec)
• Earn 90,000 sign up bonus points (Quebec only), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 40,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Earn 70,000 sign up bonus points (rest of Canada), (if you apply before September 27, 2021) (earn 20,000 after the first purchase, earn 20,000 bonus points after spending $5,000 in the first 180 days, earn 10,000 bonus points for adding an authorized user and earn 20,000 anniversary bonus points)
• Normally 20,000 sign up bonus
• No foreign transaction fees
• Have at least $80,000 in personal annual income, $150,000 household income or have $400,000 asset under management

October 2021

BMO Air Miles MasterCard

• No annual fee
• Earn 800 sign up bonus Air Miles (after spending $1,000 within the first 3 months) (if you apply before October 31, 2021)
• Earn up to 5x the miles at Shell locations (until December 31, 2020)
• Normally 200 sign up bonus miles

BMO Air Miles World Elite MasterCard

• $120 annual fee (first year fee waived if you apply before October 31, 2021)
• Earn 2,000 sign up bonus Air Miles (spending $3,000 within the first 3 months) (if you apply before October 31, 2021)
• Normally 1,000 sign up bonus miles (but new offers may be the new normal)
• Have at least $80,000 in personal annual income or $150,000 household income

BMO Rewards Business MasterCard

December 2021

TD Aeroplan Visa Platinum Card

• $89 annual fee (first year fee waived if you apply before December 5, 2021)
• $35 annual fee for supplementary cardholders
• Earn 20,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and another 10,000 points after spending a $1,000 in the first 3 months) (if you apply before December 5, 2021)
• Normally 10,000 sign up bonus

TD First Class Travel Visa Infinite Card

• $120 annual fee (first year fee waived if you apply before December 5, 2021)
• $50 annual fee for supplementary cardholders
• Earn 100,000 sign up bonus points after the first purchase (earn 20,000 TD points after the first purchase and earn 80,000 TD points after spending $1,000 within 90 days, for Quebec residences there is no spending requirements but good standing for 90 days) (if you apply before December 5, 2021)
• Normally 20,000 sign up bonus
• Have at least $60,000 in personal annual income or $100,000 household income

TD Aeroplan Visa Business Card

• $149 annual fee (first year fee waived if you apply before December 5, 2021)
• $49 annual fee for supplementary cardholders
• Earn 30,000 sign up Aeroplan bonus points (earn 10,000 points after the first purchase and earn up to 2x the bonus points on all purchases up to 20,000 bonus points in the first 3 months) (if you apply before December 5, 2021)
• Normally 10,000 sign up bonus

TD Aeroplan Visa Infinite Privilege Card

• $599 annual fee
• $199 annual fee for supplementary cardholders
• Earn 65,000 sign up Aeroplan bonus points (if you apply before December 5, 2021)
  • Earn 20,000 after the first purchase
  • For outside Quebec residents, earn 45,000 after spending $1,000 in the first 3 months
  • For Quebec residents, earn 45,000 after holding the card for 90 days in good standing
• Normally 20,000 sign bonus points

January 2022

RBC WestJet World Elite MasterCard

• $119 annual fee
• Earn $450 sign up bonus points (earn $250 after the first purchase and $200 after spending $5,000 in the first 3 months) (if you apply before January 5, 2022)
• Receive first round trip companion voucher for $0 (Normally $119 for travel within Canada or to the continental U.S. / $399 for travel to Hawaii, Mexico or the Caribbean) (if you apply before December 5, 2021)
• Normally $250 sign up bonus WestJet dollars

Note that we currently have other types of monthly lists going on:

• Best Current First Year Fee Waived Cards
• Top Current 10% Cash Back Portfolio

Please let us know in the comment section below if you would like to see other types of monthly lists or if we missed any promotions!