Bank of Montreal (BMO)

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2019

Many of the 2018 offers are about to expire at the end of this month, so there are not too many changes from last month’s list. I did however changed the format of how I list the credit cards.

Starting next month, we can expect to see some changes or extensions to current offers. Either way, below is the current list.

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Top Credit Cards to use at Restaurants (updated January 27, 2019)

As we approach Valentine’s Day, restaurants usually expect a little more business. There is still time to apply for the right card for that day. Below are the top picks.

I have classified the credit cards in different categories and ranked them by their annual fees.

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Best Current First Year Fee Waived Cards for January 2019

Let’s get the New Year going with the latest first year fee waived cards. Having the first year fee waived is valuable because it allows people to try out a credit card without worrying about the fee before deciding whether the fee is warranted. 

Just like the other two lists, most of the current offers are carried over from last year. 

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

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Top Cash Back Credit Card Offers for January 2019

This is the first cash back list of the new year, so expect that most of the offers are carried over from 2018.

I must say, 2018 was an amazing year for cash back credit cards. Can they top it this year?

Personally, I still rather collect miles and points. So my hope is that the competitive cash back market is going to put pressure on partnerships with airlines and hotels to up their game. That being said, I feel slightly pessimistic about this hope because it does seem like the industry is going to continue to shift towards more cash back. Here’s hoping that I am wrong!

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2019

We start the new year with many offers carrying over from 2018. It usually takes a few months before the new year gets going due to the carryovers. I ranked the credit cards by the price of the annual fees…

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Best Current First Year Fee Waived Cards for December 2018

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

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Top Cash Back Credit Card Offers for December 2018

As we close out the year, I would like to point out that it has been a significant year for cash back credit cards. For better or worse, there have been many significant promotional offers, including some current 10% cash back bonuses.

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2018

Most promotions started on November 1, 2018, so there are only a few minor changes this month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard – no annual…

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Best Current First Year Fee Waived Cards for November 2018

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.

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Top Cash Back Credit Card Offers for November 2018

A new credit card (Simplii Financial Cash Back Visa Card) has hit the market with a bang! For the first time ever, we are seeing two 10% cash bonus promotional offers. Furthermore, several promotions that ended last month had some changes to their offers. Check out the updates below.

Please let us know in the comment section below if you would like to see other types of monthly lists as well!

For this post, I listed the credit cards based on their annual fees.