Every time I update this post, I seem to be adding a little extra. Thank you Scott for sharing the latest suggestion.
Keep in mind that you can also check out the Top Cash Back Credit Cards page, which is frequently updated. Unlike that page though, this post focused on temporary promotional offers only.
I have listed the credit cards ranked by annual fees.
Another month, another Top Credit Card Higher than Normal Sign Up Bonuses list. Keep in mind that I have been combining personal and business cards onto the same list. We also have two other types of monthly lists going on: Top Cash…
It has been exactly 6 months since the last time I updated this list. The reason is because there has been very little movement until the past two months, where there were quite a few changes in the credit card industry that warrants an update to the rankings. Last year was a strong year for credit cards, so I assumed that 2017 would be a slow down year anyway. Unfortunately, most of the changes so far to the industry have been negative. Companies that moved down the list is because of a negative change. The ones that moved up is due to the downfall of the other companies.
Personally, I am still not a big fan of cash backs (mostly because of the lack of significant sign up bonuses), but it seems to be a big trend in Canada. Either way, there are still some decent options to look out for.
By the way, thank you Greg, for some feedback last time. I updated the posts accordingly this time around. Keep in mind that in most cases, the emphasis is really more on the promotional offer.
Another list of top credit cards with higher than normal sign up bonuses. In case you feel that there are other promotions that I should list, keep in mind that I have also been providing two other types of lists:
Top Cash Back Credit Card Offers
Best Current First Year Fee Waived Cards
Seems like cash back credit cards have become quite popular in Canada. So I thought I’d provide a monthly Top Cash Back Credit Card Offers post.
Keep in mind that the list is going to provide the better than normal sign up bonus offers. If you want to stay up to date with any cash back credit card offers, you can visit the Top Cash Back Credit Cards page.
For now, check out the monthly promotional offers ranked by annual fees:
I decided to provide my list a few days earlier than normal (either 5th or 7th of the month) because the TD promotion is expiring on the 5th, so I thought I’d give a few more days heads up.
Keep in mind that the list I provide are offers that are higher than the normal sign up bonuses only. I will be coming out with other types of lists, like first year fee waived promotions, and maybe other lists recommended by my readers (please provide in the comment section below).
There are a handful of credit card companies that are really upping their game when it comes to cash back credit cards. Some promotions are permanent or indefinite, others are temporary.
For the past 2 years, I really felt that the Canadian credit card companies are putting more and more emphasis on cash back credit cards. Maybe they are capitalizing on people’s frustration with mile and points programs. Maybe it is more profitable, considering that there is no real lucrative sign up bonuses that are offered. Whatever the reason is, I really do believe that the current competitive in the cash back market is the best I’ve ever seen.
First year fee waived promotions are extremely valuable. One of the biggest deterrence of signing up for a credit card is a hefty annual fee. By waiving the first year annual fee, customers can get a free trial before deciding whether they want to keep it going.
I have written posts ranking each financial institution, but I thought it would be fun to write a post listing the top credit card of each financial institution. I have listed the credit cards based on the most recent financial institution rankings….