HSBC

Top Credit Card Higher than Normal Sign Up Bonuses for June 2020

ByMatt June 5, 2020June 2, 2020

Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list.

Top Higher than Normal Sign Up Bonuses for May 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

Best Current First Year Fee Waived Cards for May 2020

ByMatt May 25, 2020May 25, 2020

There were few changes to this month’s list, aside from offer extensions. For example, the Brim World Elite MasterCard extended its first year fee waiver off $199 annual fee till May 31, 2020, so if you missed your chance last month, this is your opportunity. I highlight this card because it is rare to see a credit card with such a high annual fee be waived.

Top Credit Card Higher than Normal Sign Up Bonuses for April 2020

ByMatt April 5, 2020April 5, 2020

As mentioned in our previous post, we will be making some minor changes to our posts temporarily. Today’s post is a perfect example of such a change. All links to credit card companies are taken off as we are not trying to encourage people to sign up for credit cards. But if you do have the means to take advantage of rewards, this is what you can watch out for.

If things keep dragging out, we may put a pause to our monthly top promotional offers posts and focus on other topics. So feel free to let us know what else you would like us to write about. Or would you prefer that we continue as is? Please let us know in the comment section below!

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated April 1, 2020)

ByMatt April 1, 2020April 6, 2020

It has been almost a year since we last updated this post, so no question this was due for an update. The reason why I waited so long is because there are very few changes to the rankings since then. However, there was a sufficient amount of changes to the industry to warrant an update. Most of the ranking movement occurred in the bottom third of the list. Furthermore, another common theme on this list is that the gap widen between some of the positions.

Every time I update the rankings, I have an overall theme throughout the post. For today’s post, the focus was on internal changes made by each financial institution which justify their position in the rankings.

Top Credit Card Higher than Normal Sign Up Bonuses for March 2020

ByMatt March 5, 2020September 20, 2023

Quite a few offers ended at the beginning of March, but were expended, namely cards from BMO, CIBC and TD. There were some minor tweaks to the offers for TD, but for CIBC and BMO, they were mostly extended.

Top Higher than Normal Sign Up Bonuses for March 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

Top Credit Card Higher than Normal Sign Up Bonuses for February 2020

ByMatt February 5, 2020September 20, 2023

Quite a few offers ended in January, especially the American Express offers, but others have been extended, namely the BMO and RBC cards.

Top Higher than Normal Sign Up Bonuses for February 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

Top Credit Card Higher than Normal Sign Up Bonuses for December 2019

ByMatt December 5, 2019September 20, 2023

Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months.

Top Higher than Normal Sign Up Bonuses for December 2019

Best Current First Year Fee Waived Cards for November 2019

ByMatt November 25, 2019September 20, 2023

Quite a few offers ended last month, but most offers got extended for this month. Ongoing Offers The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived…

Top Credit Card Higher than Normal Sign Up Bonuses for November 2019

ByMatt November 5, 2019September 20, 2023

Quite a few promotions ended at the end of October, but most promotions either got extended or repurposed.

Top Higher than Normal Sign Up Bonuses for November 2019

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | HSBC | Scotiabank | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for October 2019

ByMatt October 6, 2019September 20, 2023

Another month, but barely any changes from last month. However, most offers end at the end of the most. So if you are thinking about certain cards, you may want to consider getting them now. Chances are, some cards may extend their promotions, are offer something new. But if you have been on the fence about certain offers, this is the last month.

At the moment, the competition is mainly between BMO, CIBC, Scotiabank and TD. Would love to see some of the other credit card companies step up their game.