Credit Cards

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[REVIEW] Scotiabank’s Path to Impact

ByTabia Lau

I had to opportunity to attend the unveiling of Scotiabank’s Path to Impact this past week, in recognition and celebration of Small Business Week.

The installation is an immersive, maze-like journey you can walk through that’s been created from real-life Canadian stories of small business owners and entrepreneurs. Between the yellow arch of Big Idea and the successful red Impact, Canadians will find themselves often Isolated, being thrown Curveballs, or finding that Doors Keep Closing on them.

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Top Cash Back Credit Card Offers for October 2019

ByMatt

You will notice for this month’s list, there are quite a few promotional offers that finish at month end. So if you are interested in something, now would be the time to jump on the offers. There is no way to know what will happen come November 1, 2019. Some offers can be extended (e.g. TD cash back offer from last month), terminated or changed something else.

I have split the list into two categories. One with a limited time (but no end date offer) and another one with a limited time offer.

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2019

ByMatt

Another month, but barely any changes from last month. However, most offers end at the end of the most. So if you are thinking about certain cards, you may want to consider getting them now. Chances are, some cards may extend their promotions, are offer something new. But if you have been on the fence about certain offers, this is the last month. 

At the moment, the competition is mainly between BMO, CIBC, Scotiabank and TD. Would love to see some of the other credit card companies step up their game. 

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Credit Cards that Waive Foreign Fees (updated September 27, 2019)

ByMatt

It has been over a year and a half since I last updated this post, I thought it was due for an update, as there were several changes in the industry. I am going to change this post a little from last time. In the post, I wrote about the Rogers Bank cards that gave a higher multiplier bonus for foreign purchases. But going forward, my post will focus only on cards who waive foreign transaction fees.

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Best Current First Year Fee Waived Cards for September 2019

ByMatt

First year fee waived offers are amazing, because it allows you to try a card for one year (less one day) without incurring an annual fee. Once you get used to it, you can decide whether you want to continue with the card the subsequent years. Often times, cards offer enough additional benefits to justify paying the annual fee year after year. Other times, not so much.

For this month, I am going with the featured card theme, as there is a card that I did not ever expect to waive its annual fee. 

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Top Cash Back Credit Card Offers for September 2019

ByMatt

For September’s list, quite a few National Bank credit card offers have been added to the list. Only one offer is expiring before the end of the month, otherwise most offers run until the end of October. 

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2019

ByMatt

The changes from last time include two of TD offers ending, but they started some new ones. Furthermore, the BMO SPC card has been discontinued completely. Most offers listed below end on October 31, 2019, so if you are still thinking about the cards, there is still time. 

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Best Current First Year Fee Waived Cards for August 2019

ByMatt

Not a whole lot of changes this month, except for an updated version of the Scotia Momentum Visa Infinite Card. The most significant change was to its multiplier bonuses, which might be more attractive to some people. The downside is that the annual fee has increased, but there is still a first year fee waived offer. If you want to give the new card a try, but is as good as time as ever.