Royal Bank of Canada (RBC)

Building a Credit Card Portfolio (around $500 spending per month)

ByMatt March 14, 2016September 20, 2023

Back in 2014, we built a suggested credit card portfolio for people who spend about $500 per month. With all the changes in the industry, I though it’s time to update my suggestion. I will also be updated my suggested portfolios for the $2,000 and $5,000+ monthly spending as well. For this portfolio, it is mostly for people who live at home with their parents, so let’s say they have this approximate spending:

Best Credit Card for Each Financial Institution (March 13, 2016)

ByMatt March 13, 2016September 20, 2023

I have written posts ranking each financial institution, but I thought it would be fun to write a post listing the top 1 credit card per institution. I have listed the credit cards based on the most recent financial institution rankings. Maybe one day I will list the top credit cards, but it highly depends on a person’s needs, so it is very subjective.

American Express (AMEX) | MBNA | Royal Bank of Canada (RBC)

Which Credit Cards I Would Keep Beyond the First Year Fee

ByMatt March 12, 2016September 20, 2023

If churning came to an end tomorrow, because all banks completely shut it down, then we will need to decide which credit cards we would want to retain over the medium and possibly long term.

American Express (AMEX) | MBNA | Royal Bank of Canada (RBC)

The Top Credit Card Spending Bonuses (updated March 10, 2016)

ByMatt March 10, 2016September 20, 2023

It has been just over a year since I last updated this list. With a few cancellations and changes since, I thought I’d give this list a nice little update. I find that spending bonuses are very valuable, because it rewards big spenders with a benefit that helps offset an annual fee, which will reduce the urge for churning. Personally, I would actually like to see a lot more of these types of incentives with more credit cards.

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated March 1, 2016)

ByMatt March 1, 2016September 20, 2023

I did not think that I was going to be updating this post so quickly, but enough has changed from last month that it warrants an update. Every time there are some significant movements in the credit card industry, I plan on updating the rankings of this post. You will notice that under every credit card companies’ explanation for its ranking, I will be listing some of its top credit cards to choose from.

My Current Credit Card Portfolio

ByMatt February 29, 2016September 20, 2023

I have been asked this question many times. What do you have in your credit card portfolio? Well, here it is! I would like to note that I set my wife up on a different credit card portfolio than mine,…

Building a Credit Card Portfolio for Frequent Travellers

ByMatt February 13, 2016September 20, 2023

Carefully putting together a credit card portfolio to optimize your purchases can be a hassle. That being said, a frequent traveller has a lot of travel expenses that can be optimized if you put together a strong credit card portfolio.

Royal Bank of Canada (RBC) | WestJet (WestJet Rewards)

25% Conversion Bonus to WestJet Rewards (February 1, 2016 and March 13, 2016)

ByMatt February 3, 2016February 2, 2016

Royal Bank of Canada’s Avion (or RBC Rewards) program is once again offering a 25% transfer bonus to WestJet Rewards. In the past, we have seen this promotion fluctuate with either a 20% or 25% bonus for the transfer. The past few times have been 20%, so I’m glad to see the 25% back.

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated February 1, 2016)

ByMatt February 1, 2016September 20, 2023

This is not going to be an easy post to write, but I did want to try to pin each financial institution against each other to see how they fair. This is going to be a very subjective post where I am going to rank each each company based on their overall credit card portfolio. I am also going to list out some of the top credit cards offered by each institution.

Top Current Cash Back Credit Cards

ByMatt January 4, 2016September 20, 2023

Whenever miles and points take a beating, there is a lot of talk about signing up for the top cash back credit cards instead. Below, I have classified the top cash back credit cards according to the credit card company and then by annual fees (starting with lowest to highest).