Royal Bank of Canada (RBC)

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

ByMatt

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list. 

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2020

ByMatt

We skipped over the September monthly list, but we are back again this month.

For this month, you will notice that many BMO offers were set to end on October 31, 2020, but they were preemptively changed around. Some offers were reduced, some were changed and extended. The new offers are reflected on this post.

Furthermore, you will noticed TD offers added to this month’s list.

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Top Credit Card Higher than Normal Sign Up Bonuses for July 2020

ByMatt

Another month, another list. Note that CIBC and TD offers expired so this list trimmed down significantly.

Top Higher than Normal Sign Up Bonuses for July 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2020

ByMatt

Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list.

Top Higher than Normal Sign Up Bonuses for May 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2020

ByMatt

Very minor changes to this month’s list as most offers are running well into the summer. But you may want to take a closer look at the TD offers as they will be expiring before our next month’s list. 

Top Higher than Normal Sign Up Bonuses for May 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2020

ByMatt

As mentioned in our previous post, we will be making some minor changes to our posts temporarily. Today’s post is a perfect example of such a change. All links to credit card companies are taken off as we are not trying to encourage people to sign up for credit cards. But if you do have the means to take advantage of rewards, this is what you can watch out for. 

If things keep dragging out, we may put a pause to our monthly top promotional offers posts and focus on other topics. So feel free to let us know what else you would like us to write about. Or would you prefer that we continue as is? Please let us know in the comment section below! 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated April 1, 2020)

ByMatt

It has been almost a year since we last updated this post, so no question this was due for an update. The reason why I waited so long is because there are very few changes to the rankings since then. However, there was a sufficient amount of changes to the industry to warrant an update. Most of the ranking movement occurred in the bottom third of the list. Furthermore, another common theme on this list is that the gap widen between some of the positions.

Every time I update the rankings, I have an overall theme throughout the post. For today’s post, the focus was on internal changes made by each financial institution which justify their position in the rankings.

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Top Credit Card Higher than Normal Sign Up Bonuses for March 2020

ByMatt

Quite a few offers ended at the beginning of March, but were expended, namely cards from BMO, CIBC and TD. There were some minor tweaks to the offers for TD, but for CIBC and BMO, they were mostly extended.

Top Higher than Normal Sign Up Bonuses for March 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2020

ByMatt

Quite a few offers ended in January, especially the American Express offers, but others have been extended, namely the BMO and RBC cards.

Top Higher than Normal Sign Up Bonuses for February 2020

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2019

ByMatt

Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months. 

Top Higher than Normal Sign Up Bonuses for December 2019