Seems like cash back credit cards have become quite popular in Canada. So I thought I’d provide a monthly Top Cash Back Credit Card Offers post.
Keep in mind that the list is going to provide the better than normal sign up bonus offers. If you want to stay up to date with any cash back credit card offers, you can visit the Top Cash Back Credit Cards page.
For now, check out the monthly promotional offers ranked by annual fees:
We received a question from Pointshogger reader, Bernard, asking us to do a comparison of the TD First Class, CIBC Aventura and RBC Avion cards.
For this post, I will compare one credit card from each company that is the most similar. The highlights of each are are as follows, and I will write up the analysis afterwards:
I decided to provide my list a few days earlier than normal (either 5th or 7th of the month) because the TD promotion is expiring on the 5th, so I thought I’d give a few more days heads up.
Keep in mind that the list I provide are offers that are higher than the normal sign up bonuses only. I will be coming out with other types of lists, like first year fee waived promotions, and maybe other lists recommended by my readers (please provide in the comment section below).
As per some feedback, I think that I continue with monthly post listing out the best current first year fee waived offers. Granted, maybe I may need another list to cover other offers that do not fall under these two categories.
Either way, you can always stay up to date on the best credit card offers in my top credit cards page on the menu bar.
The last time I wrote about this card, it ended up being a very messy post with all the updates. Today, I will write up a cleaner version of it.
CIBC’s Air Canada AC Conversion Visa Prepaid Card is currently running a $25 Welcome Reward Credit if you preload between $500 and $2,999 in one or more of the foreign currencies before March 20, 2017. That’s a pretty sweet deal, so now is as good a time as any to get your card, if you haven’t already.
Bringing luggage onto the plane, whether checked-in or carry-on, has become such a complicated issue since the introduction of the pay-per use for the past few years. It seems like it will only get more problematic when costs are attached to carry-ons. As a result, the free checked bag offer from credit cards is only going to become more valuable.
Below is an updated list of credit cards that offer a free checked bag, ranked by annual fees:
There are a handful of credit card companies that are really upping their game when it comes to cash back credit cards. Some promotions are permanent or indefinite, others are temporary.
For the past 2 years, I really felt that the Canadian credit card companies are putting more and more emphasis on cash back credit cards. Maybe they are capitalizing on people’s frustration with mile and points programs. Maybe it is more profitable, considering that there is no real lucrative sign up bonuses that are offered. Whatever the reason is, I really do believe that the current competitive in the cash back market is the best I’ve ever seen.
Quite a few credit card offers feel off the books from the 2016 holdover, so we are really getting a look at what 2017 has to offer going forward. Last year was really a strong year, so I have drastically lowered my expectations for this year.
For now, here’s the list of top credit card sign up bonuses that have a higher than normal offer.
Today, I am continue my series on credit card comparisons, which I asked my readers to provide suggestions. Feel free to continually add more suggestions to the comment section in that post. I have already written posts about the other co-branded…
First year fee waived promotions are extremely valuable. One of the biggest deterrence of signing up for a credit card is a hefty annual fee. By waiving the first year annual fee, customers can get a free trial before deciding whether they want to keep it going.