Scotiabank

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2020

It’s already 2020! You will notice that most offers are rolling over from 2019, but at many are expiring sometime this month. The rest are expiring in March for the most part. So if you are thinking about certain cards, you will want to jump on them sooner rather than later before it expires. I expect new offers to come up by next month’s list, but if you are considering current offers, now is the time.

Top Higher than Normal Sign Up Bonuses for January 2020

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Best Current First Year Fee Waived Cards for December 2019

The most significant change this month is that all the TD offers expired from last month’s list, but they have new offers in place now. The one card that you might want to give a deeper look at is the Scotia Momentum Visa Infinite Card which is currently waiving its first year annual fee. This offer is coming to an end in a few days. 

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2019

Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months. 

Top Higher than Normal Sign Up Bonuses for December 2019

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Best Current First Year Fee Waived Cards for November 2019

Quite a few offers ended last month, but most offers got extended for this month. Ongoing Offers The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived…

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2019

Quite a few promotions ended at the end of October, but most promotions either got extended or repurposed. 

Top Higher than Normal Sign Up Bonuses for November 2019

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top No Annual Fee Canadian Credit Cards

You may have noticed by now that we added a new page to our menu bar due to popular demand. Under Top Credit Cards, you will find Top No Annual Fee cards. You will probably notice that most of the listed cards are sprinkled between all the other categories. But now we have all of them in one page. Out of all the lists that we have, this might be the longest one. 

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Best Current First Year Fee Waived Cards for October 2019

Quite a few offers are ending at month end, so if you are still thinking about it, now is your last chance to jump on the current offers. I am excited to see what is going to be offered in November. I expect some offers to be extended, but others to surface. If not, this list could be real short next month. 

Ongoing Offers

The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived offers. So they are worthy of being highlighted. Meridian Bank is the only company willing to do this at the moment. Granted, the terms and conditions do say that the offers are limited time, but with no specific end date.

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[REVIEW] Scotiabank’s Path to Impact

I had to opportunity to attend the unveiling of Scotiabank’s Path to Impact this past week, in recognition and celebration of Small Business Week.

The installation is an immersive, maze-like journey you can walk through that’s been created from real-life Canadian stories of small business owners and entrepreneurs. Between the yellow arch of Big Idea and the successful red Impact, Canadians will find themselves often Isolated, being thrown Curveballs, or finding that Doors Keep Closing on them.

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Top Cash Back Credit Card Offers for October 2019

You will notice for this month’s list, there are quite a few promotional offers that finish at month end. So if you are interested in something, now would be the time to jump on the offers. There is no way to know what will happen come November 1, 2019. Some offers can be extended (e.g. TD cash back offer from last month), terminated or changed something else.

I have split the list into two categories. One with a limited time (but no end date offer) and another one with a limited time offer.