Scotiabank

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Top Cash Back Credit Card Offers for June 2019

ByMatt

Another month, another list. This month’s list is very similar to last months. The main difference is the addition of the TD Cash Back Visa Infinite Card, which was previously on the monthly list, but dropped off. Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories. 

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2019

ByMatt

A few minor changes, primarily to TD’s portfolio. The majority of the other cards expire at the end of the month or in October. So if there is a product that you have been contemplating, watch out for the month end deadline. Featured CardThe TD First Class Travel Visa Infinite Card extended its 80,000 sign up bonus and first year fee waived offer, so they continue to be the featured card of the month.

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Best Current First Year Fee Waived Cards for May 2019

ByMatt

All the major TD promotions will be expiring (June 2, 2019) before the next monthly list comes out. Personally, I doubt that they will extend the promotions, they may be offering something else. So if you have been thinking about one of their cards, I would go for it sooner rather than later. I personally signed up for the TD Aeroplan Visa Infinite Card as I could use an Aeroplan restock. 

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Top Cash Back Credit Card Offers for May 2019

ByMatt

Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories. But first, let’s continue with our newest theme of adding a featured card.Key HighlightsI know I have been mentioning the featured card in my last few posts. But I realize that sometimes, it is too difficult to just talk about one card when there is a long list. So I am going to try something different on this post. I am going to mention key highlights for this month’s list. 

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2019

ByMatt

No real changes from last month’s list. Most offers are expiring in June or October of this year.Featured CardSince there are no real changes this month, the featured card will remain the same, the TD First Class Travel Visa Infinite Card with its 80,000 sign up bonus and first year fee waived offer.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2019)

ByMatt

I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Best Current First Year Fee Waived Cards for April 2019

ByMatt

For this month’s list, you’ll notice many promotions that ended in February that are off this list. There are times when promotions get extended, but other times not. This goes to show that if you do see a promotion that you like to go for it, and not necessarily risk waiting for a better offer.As March comes to an end, this was the first full month where we started a new trend of featuring a top credit card on our monthly lists. See the other two monthly lists on how we highlighted the featured card:Top Cash Back Credit C

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Top Retention Bonus Credit Cards in Canada

ByMatt

Every year, when I write about my wish lists, you may notice that I include retention bonuses as one of them. Sure enough, Canada has starting picking up in this segment of the industry. With the introduction of the Scotiabank Passport Visa Infinite Business Card, I thought it was time for me to write a post up on this topic. Basically, churning has been frowned upon. However, a compromise to this is to offer incentives for big spenders. The bonus rewards that we would receive, should in theory, reduce the amount of churning that happens. Ideally the spending bonus would cover the need to churn to generate more bonus points.

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Top Cash Back Credit Card Offers for April 2019

ByMatt

We are well into 2019 now and most of the 2018 offers expired by the end of March. Going forward, we are looking at new offers. The reason I mention this is because there tends to be a theme each other. For example, high sign up bonuses (2013, 2017), strong cash back (2018), etc. So I am trying to figure out what the theme is. For now, it seems like we are still riding the momentum of a strong 2018 cash back year. 

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2019

ByMatt

As we get deeper into 2019, we have a better idea of how things are shaping up. Till now, 2019 is shaping up to be a strong year for higher than normal credit cards sign up bonuses. If you’re looking for another round of credit card sign ups, to boost your miles and points portfolio, there may be some cards below to consider.

Featured Card
Personally, I am enjoying picking featured card(s) of the month, as it requires me to put more thought into my personal research when I consider my next cards to sign up for. For this month, I am going to give this honour to the TD First Class Travel Visa Infinite Card only with its 80,000 sign up bonus and first year fee waived offer.