Scotiabank

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2019

We start the new year with many offers carrying over from 2018. It usually takes a few months before the new year gets going due to the carryovers. I ranked the credit cards by the price of the annual fees…

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Best Current First Year Fee Waived Cards for December 2018

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2018

Most promotions started on November 1, 2018, so there are only a few minor changes this month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard – no annual…

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Highest Current Cash Back Promotions (at least 5% and up)

As you already know, we publish a monthly Top Cash Back Credit Card Offers. That mostly lists higher than normal bonus promotions. However, with several significant cash back offers, I thought I’d give another type of list a try. The reason is because the industry seems to be putting a lot more emphasis on cash back offers. 

Since Pointshogger is about maximing rewards for Canadians, I’ve always told myself that if the industry were to ever shift towards cash back, miles and points would have to take a back set. Unfortunately (or fortunately, depending on how you see it) in Canada, there were many co-branded airline and hotel credit cards that have discontinued over the past few years.

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Best Current First Year Fee Waived Cards for November 2018

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.

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Top Cash Back Credit Card Offers for November 2018

A new credit card (Simplii Financial Cash Back Visa Card) has hit the market with a bang! For the first time ever, we are seeing two 10% cash bonus promotional offers. Furthermore, several promotions that ended last month had some changes to their offers. Check out the updates below.

Please let us know in the comment section below if you would like to see other types of monthly lists as well!

For this post, I listed the credit cards based on their annual fees.

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2018

Quite a few cards promotions are expired at the end of last month, but many promotions began this new month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard…

Earn 10% Cash Back with Scotia Momentum Visa Infinite Card

Scotiabank has decided to up their game and offer a 10% cash back promotion with its Scotia Momentum Visa Infinite Card. Let’s see what this 10% really entails. 

For now, let’s list the highlights of this credit card: 

$99 annual fee (first year fee waived if you apply before February 29, 2019)
Earn 10% cash back on first $2,000 in spending or within the first 3 months (whichever is completed first) (if you apply before February 29, 2019)

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Best Current First Year Fee Waived Cards for October 2018

Most promotional offers are running until the end of October, so few changes from last month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2018

Quite a few cards promotions are expiring at the end of the month. I suspect some may get extended, but if you do not want to take a chance, now would be the time to take advantage of those offers. I expect to see a lot of changes come November. Will check back with you again next month with the new list.