Another month, another Top Credit Card Higher than Normal Sign Up Bonuses list. Keep in mind that I have been combining personal and business cards onto the same list. We also have two other types of monthly lists going on: Top Cash…
It has been exactly 6 months since the last time I updated this list. The reason is because there has been very little movement until the past two months, where there were quite a few changes in the credit card industry that warrants an update to the rankings. Last year was a strong year for credit cards, so I assumed that 2017 would be a slow down year anyway. Unfortunately, most of the changes so far to the industry have been negative. Companies that moved down the list is because of a negative change. The ones that moved up is due to the downfall of the other companies.
Another month, another Best Current First Year Fee Waived Cards list. The first list was popular enough that I will continue with this monthly trend.
Permanent Offers
These are credit cards that do not have an expiry date on their first year fee waived offer. Note that it also means that they can end the offer at any time without
Personally, I am still not a big fan of cash backs (mostly because of the lack of significant sign up bonuses), but it seems to be a big trend in Canada. Either way, there are still some decent options to look out for.
By the way, thank you Greg, for some feedback last time. I updated the posts accordingly this time around. Keep in mind that in most cases, the emphasis is really more on the promotional offer.
Another list of top credit cards with higher than normal sign up bonuses. In case you feel that there are other promotions that I should list, keep in mind that I have also been providing two other types of lists:
Top Cash Back Credit Card Offers
Best Current First Year Fee Waived Cards
This list of first year fee waived cards has become a regular monthly post. Feel free to share any credit card offers that I may have missed.
Seems like cash back credit cards have become quite popular in Canada. So I thought I’d provide a monthly Top Cash Back Credit Card Offers post.
Keep in mind that the list is going to provide the better than normal sign up bonus offers. If you want to stay up to date with any cash back credit card offers, you can visit the Top Cash Back Credit Cards page.
For now, check out the monthly promotional offers ranked by annual fees:
As per some feedback, I think that I continue with monthly post listing out the best current first year fee waived offers. Granted, maybe I may need another list to cover other offers that do not fall under these two categories.
Either way, you can always stay up to date on the best credit card offers in my top credit cards page on the menu bar.
There are a handful of credit card companies that are really upping their game when it comes to cash back credit cards. Some promotions are permanent or indefinite, others are temporary.
For the past 2 years, I really felt that the Canadian credit card companies are putting more and more emphasis on cash back credit cards. Maybe they are capitalizing on people’s frustration with mile and points programs. Maybe it is more profitable, considering that there is no real lucrative sign up bonuses that are offered. Whatever the reason is, I really do believe that the current competitive in the cash back market is the best I’ve ever seen.
As suggested by one of our readers, I will be comparing the Scotiabank American Express Platinum Card versus the Scotiabank Gold American Express Card. Before we get into the specific factors to consider, let’s take a look at the highlights of each card.