Best Current First Year Fee Waived Cards for July 2022
There are no changes to this month’s list compare to last month.
Limited Time First Year Fee Waived Offers
Author: Matt
Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
Current 10% and Above Cash Back Offers for July 2022
For this round, the two Tangerine card offers end the month. Also, the CIBC permanent 10% sign up bonus cash back offer has discontinued, so they were taken off this list.
American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Desjardins | Diners Club | HSBC | Lounge Access | Maple Leaf Lounge (Air Canada) | National Bank | Plaza Premium Lounge | Priority Pass | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Credit Cards which offer Free Airport Lounge Access (updated July 7, 2022)
It has been over a year since our last update of this post, there are some changes to this post. Furthermore, with travel opening up more and more, lounges are filling up again. So this post was due for an update as there were several changes since then, namely the addition of DragonPass, as well as several increases to annual fees.
[DISCONTINUED] Scotiabank GM Visa Infinite Card
With car prices skyrocketing the past 2 years, the Scotiabank GM Visa Infinite Card had a decent deal where we can earn 5% cash back (on the first $10,000) on GM purchases.
Unfortunately, the card has been discontinued, effective June 15, 2022 to new customers. But existing card holders can continue to use their card.
Bank of Montreal (BMO) | HSBC | National Bank | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Top Credit Card Higher than Normal Sign Up Bonuses for July 2022
This is being posted 1 day earlier than normal because one Scotiabank offer expires today (Scotiabank Passport Visa Infinite Card), while the Scotiabank Gold American Express offer was modified slightly and now expires at the end of October.
Top Higher than Normal Sign Up Bonuses
Canada Day: Mid-Term Report
Happy Canada Day everyone!
It is also the time of the year where we publish our mid-term report. This post is written at the halfway mark of 2022. We published our 2022 New Year’s wish list back on January 1st and the final report will be published on New Year’s Eve.
Best Current First Year Fee Waived Cards for June 2022
For this month, the TD offers that expired at the end of May, were extended to the fall (expiry depends on the type of card). Otherwise, there are no offers expiring this month. The next set of expiring promotions are at the end of August for the time being.
Current 10% and Above Cash Back Offers for June 2022
Compared to last month, Tangerine extended their offers to end of July. There are no other offers that are expiring soon.
Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.
5x -10x Bonus Air Miles for Father’s Day Week
Air Miles is offering up to 10x the bonus miles offer between June 10, 2022 right up to Father’s Day on June 19, 2022 on their shopping portal: Air Miles Shops.
Not all stores are participating in the bonus offers. Some have 2x or 3x bonuses. Otherwise, the more significant ones are the 10x and 5x ones
[PROMOTION] CIBC AC Conversion Visa Summer Contest
We recently wrote up a review of the CIBC AC Conversion Visa prepaid card, which you can sign up for here. Today, we would like to highlight a current contest that is happening.